ࡱ> }bs|  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`acdefghijklmnopqrstuvwxyz{|}~Root Entry Fcծ~1Workbookc_VBA_PROJECT_CUR" Ю>ѮVBAЮ !.Ѯ \pp2094681 Ba= #$%&'*+,-./0123( ThisWorkbook=$&8@"1Arial1Arial1Arial1Arial1,$Arial1, Arial1Helv1Arial1Arial1Arial1hArial1Arial1Arial1Arial1 Arial1Arial1Arial1Arial1Arial1Arial1@Arial1Verdana1Arial1Arial1Arial1Arial1Arial1Verdana1xArial1 Arial1xArial1 Arial1 Arial1Arial1dArial1xVerdana1hArial1Marlett1Arial1 Arial1,Arial1,Arial1,Arial1,Arial1,Arial1@Arial1@Arial1 Arial1Arial1Arial1Arial1Arial1Arial1Arial""#,##0;\-""#,##0""#,##0;[Red]\-""#,##0""#,##0.00;\-""#,##0.00#""#,##0.00;[Red]\-""#,##0.005*0_-""* #,##0_-;\-""* #,##0_-;_-""* "-"_-;_-@_-,)'_-* #,##0_-;\-* #,##0_-;_-* "-"_-;_-@_-=,8_-""* #,##0.00_-;\-""* #,##0.00_-;_-""* "-"??_-;_-@_-4+/_-* #,##0.00_-;\-* #,##0.00_-;_-* "-"??_-;_-@_- General_)0.0.)_-* #,##0_-;\-* #,##0_-;_-* "-"??_-;_-@_-*%_-* #,##0_-;\(#,##0\);_-* "-"_-;\-@_-$_-* #,##0_-;\(#,##0\);_-* "-"_-#,##0\ ;\(#,##0\)#,##0\ ;[Red]\(#,##0\)#,##0;\(#,##0\) 0.0%#,##0;\(#,##0\);"- " dd\ mmm\ yyyy#,##0.0\ ;\(#,##0.0\)#,##0\ ;\ \(#,##0\)0.00\p\ ;\(0.00\)\p\ #,##0.0\ ;\(#,##0.0\)2-_-* #,##0.0_-;\-* #,##0.0_-;_-* "-"??_-;_-@_- #,##0.00\p#,##0.00;\(#,##0.00\)#,##0.0;\(#,##0.0\)\ ""0.0\b\n;\(0.0\)\ \p\ 0.0\p\ \ ;\(0.0\)\ \p \ \ \ 0.0\p\ \ ;\(0.0\)\ \p\ ""0\b\n;\(0\)\ \p\ 0.0\p\ \ ;\ \(0.0\)\p\ #,##0\ ;\(#,##0\); dd\ mmm#,##0.0\p\ ;\(#,##0\)\p\ \ \ 0\p;\(0\)\ \p""0\b;\(0\)\p\ \ \ 0.0\p;\(0.0\)\ \p\ 0,000\ \ ;\ \(0.0\)\p\ "Yes";"Yes";"No""True";"True";"False""On";"On";"Off"],[$ -2]\ #,##0.00_);[Red]\([$ -2]\ #,##0.00\)61_-* #,##0.000_-;\-* #,##0.000_-;_-* "-"??_-;_-@_-83_-* #,##0.0000_-;\-* #,##0.0000_-;_-* "-"??_-;_-@_-:5_-* #,##0.00000_-;\-* #,##0.00000_-;_-* "-"??_-;_-@_-#,##0\ ;\ \(#\ ##0\)#,##0.000;\(#,##0.000\)                + ) , *         8   H         h   (     q     H 1q 1q# q+ q+ 1q+ 1q , 1q#< 1q#< 1q q q# q# q# q# q , q#< q#< 1q ,@ q ,@ 1q#<@ q#<@ q#<@ 1q , q , 1q#< q#< q#<  h #|  h #| #|  h #x -x q- q  q  1q 1q ,!@ q ,!@ 1q#<!@ q#<!@ q#<!@ 1q! 1q!< q ,!@ 1q#<!@ 1q l q l 1q#| q#| q#|  ( a h a ( a H a  a H a H a(X q)x a(x a h@ a (@ a H a h a ( a (!@ a h!@ 1q ,"@ q ,"@ 1q#<"@    q+< q+< 1q+< q#< q#< q#<@ 1q ,!@ q#<!@ q#<!@ q 1q# q# q# q  1q 1q  (    ( %! q#<@ q#<@ q  1q q H q q  1q# 1q q 1q# q   !8 q#< 1q! !8!@ q#< q  q q   %     %  % - %   !          !          1 1 1 1 1< 1< 1<         #      8 8 8 8 8 8 "1 "  "1< \ X \ | | x 1 #1   1< \ X \ | | x  < 8 8   8  8  < <  %   h  h  h  h q (   h q ( 1q!< 1q#<@ q ( -           1q l (X     X    1    < "1#< 8 "1< 1 \ \ <  \    \          \ 1  " 8 "8 8 \ "1# #  X  X 1 X "  \ \ " \ "\ "+ \ "X "+ X 8 | " | "| "+ | " \ 1\ 1# X | <    \ < < <   < <  8     8@  % q#< q#< 1q!<@ q ,@ 1q#<@ q#<@ ( "q  " \  H  % L   X   H ) H * H +%"\ +"X ) h * h )%+| *%+| )% L *%#\ *% \ *%#\ * h )% l *%#| )%#| *%#| )% l *% l )%!\ *% L *% l )%#\ *%#| *%# *% l )%! )%#@ *%#@ )%# *%# )%#| *%#|@ )%!@ )%#@ *%#@ )%! *%! )%! )%# *%# * L  #   L . L .#\ .#| .#X .#x . H / l / L *#| *#| *#| *#X * | *#|  #X  !X *#| *#x * l * l * h@ * l@ *#|@ * l@ * L * l * l * l ) l ) l   h  % l  %\    8 /!  %  #  % ,    +  %+<   (        #   ,   ,    !     @   (@   ,@   ,@   @  !@   @  !@   @   @   @  !            @@    @   @    /!8!@   (!@   !@   !@  !  % ,  % ,!@   !@   / /  #|  #|  #| / @  #|@  #|@  #  #    %  %#    #  #    %#  % ,@  #<@  #<@   ,@  #  #     ,@  %)  !      % ,  % ,@  % l   0   % ,!@  % 1%  %#|  % ,  % ,  %! 1% ,@  % ,  +  +      #<   ,   L   ,   ,!@   ,!@  %     )  8        (  %   8 2      #   (  #  #          (@   (@   ,@   ,@     (     ,   ,   ,   ,  !!@   (!@   h@   (!@   l!@   l!@ /8 / /  +  +  +X  !8  #  #  #       ,@  %!<  %)<   ,   ,!@   ,!@   , 2%  % ,@   ,@   ,@    / h /   8  !  #  #  #  #  #  !8!@  %#\  %!<!@  #<!@  %#<!@  #<!@  #  #\  #  #  #<   (  #<  . h  9  %)\  %)\  % \  % <  %(\  %)|  %+<   q#< q#<  |  |  |  | | | | | |@ |@ a  a  a ( a ( |!@  |!@ )%#| q#<  (!@ !x  / ( /!  +x  # 2% ,   < \ |  8 8  8 1< *< + 1+ +< 1< "8 #8 1#< 1"< 1<    <  < 1<!@ <!@ <!@  <!@ | | < <!@ <!@ < < <!@  1<!@ 8!@  %   |  |  %      x!@  |!@  |!@  %  %<  <  <  < <!@ <!@  % < #| #|    %\ + %+|   q#  q#<  q#<  q#  q#<  q#<  q#<@  q#<@  q#<!@  q#<!@ #| #| #| #| ! + "%+ "+ 1< # "# "%  "  # "# !8  " ! ) ) ) )   #< "#< !  , "  )@ # ) "# "# #@ "#< "#<@ % %( %) ) + (8 % ,@ #<@  (  , % ,!@  ,!@ "#<!@ "# 1     (!@ #|"@  q#< |!@  #|"@ q# q#<@ q# q#< q#<!@ q#<@ q#<@  %    \ + \  \ + X  | + |    <  <  %#|  #< -  q#<  q#<   H   H   h   h   h!@  +x  +x   h   h   l   l  +x   l@   l@   l!@   l!@  % <@   l  %! / H 1q!< "#X #X q! 1     q#< 5   8   *%+| ) l         % )%%@ *%% '  X    % < 1   " \ "1\ < 8  8   < <   8  8@ 8@  8 8 8 'a8 " < "1 < 8!@ 1#< #\  x "#8 #8 ) X *" *  )% | * x -%# -% ,% *% * X *%# )% *% )% )%# ) x *%  *% @ * x@ *% * x )% \ )%#|@ )!x ) x@ )%#|@ *% |@ )% |@ *% | )% | )%# )| *| )|@   x  #  #  #  1q ,!@ \ \ *#| * # * #@ *#|@ *#\ *# *#@ *# *# *#| *#   (!@  %#< #| #< %(< %)< )< * h *#| "\ 8 q#<@    -  %-| 1q ,@ q ,@ 1q  !8 1q < 1q! *< + 1+ +< "8 #8 1#< 1"< )q#< *q#< ) | ) \ /!      8 y+ y+ -0 - 4 '8 %- (  #< + %+| 1 < "1 # 1 # 8  8  8   "1#<  8 1#< 0 0 48 '8    8  8@ 8 ' h !  + !8 8 +8 8  8 48 "1 < "8 "8   +  +   (  +  + /  8  8  +  +  +x #| ax@ #| #| ax!@  #  #  #        \  %<!@  <!@  <!@  <!@  %  %<  8!@  %  %<  %<    <!@  %<!@  <!@  a<  a< "+8 )%#< *| ) x *#| )% | *% | * x )%  q#  <   (   (       +8 +8 *< 1* 1      q( q  1q(<@ (0@ q(< (4 8   4- aX  ax qx q0 qX q qx %- - ( q- - x  8 q  -x - q(<  (< ')x 4( '-x "1< 8 "1< 8 -                            *< 1* ' 4   '8  ' 6 (8@  0@ 8@ 0@ (8 ( 8  8 8 0 *%-\ *- *  *% \ *  * +%"\ +"X +"x +%"| +*X * X *+| )%%@ *%%  q-  %-  )8  )  ( ""  )  )8       ) (0     q(  )  (  )  %<  q  %(<    %(  %   X  x  %!  %\  %-|  %)\ 5% \ 5     -  &   %  "Normal_2003HYAnalPack draft 172Normal_FY05 Prelim Announcement - Final v2_EEV_v2 HCNormal_Group Annual Report 2005 MASTER - V22 150306 WITHOUT FOOTERS'"Normal_IAS 2005 HY report v2 oct04U3d>:G%39C -  Geraldine Murphy - Personal View`_SummaryW EEVConsolP&Lf EEVOpProfitA EEVBalSheet<7EEVBalSheet (2)J EEVAssumps8New Bus2stat P&lU stat equityrstat Bal sheet  cash flow "basis of prep & C Segments. D Op Profit,%cE,F ,G div , H eq, I , Jborr nK,L,MG EEV Assumps,n  ( _C1_NOTES12_13;?( _C2_NOTES14_17;: ( _C3_NOTES18_24;( _C4_NOTES23_27;' ( _C5_NOTES27_28;'( _C6_NOTES29_30;:( _C7_NOTES31_33;% A2_CONTENTS;C$ A3_TECH_GB; $ A4_TECH_LT;+ % A5_NON_TECH;' & A6_REC_GAINS= ' A7_CONSOL_BS1;* ' A8_CONSOL_BS2;" # A9_COY_BS;;% B1_CASHFLOW;5 & B6_SEG_ANAL1;.& B7_SEG_ANAL2;* ( B8_NOTES3_TO_7;T) B9_NOTES8_TO_11;*! D1_SODR;& ! D2_5YR1;6 ! D3_5YR2;& D4_ACCRUALS1;0 & D5_ACCRUALS2;- & D6_ACCRUALS3;- & D7_ACCRUALS4;@ & D8_ACCRUALS5;8 # E1_FINCAL;   ; 2  ;?  ; G  ; ;  ;  ;  ;-  ;   ;7  ;4  ; 2  ;U  ;z   ;;  ;: XFIVE;%XFOUR: XONE;%XPRINT1: XPRINTALL:XSIX:  XTHREE;XTWO:O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea; 2O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;?O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea; GO5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea; ;O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;-O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea; O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;7O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;4O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea; *O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;UO5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;;O5 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.PrintArea;:e0& Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.Rows)#; ; ; $$J0 Z_3E1564AD_3AD3_4791_9725_CB3313B38BFD_.wvu.Rows;##O5 Z_CA35DF91_0FA9_42D5_BFAB_1F6D8573C175_.wvu.PrintArea; O5 Z_CA35DF91_0FA9_42D5_BFAB_1F6D8573C175_.wvu.PrintArea;O5 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.PrintArea; O5 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.PrintArea;O5 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.PrintArea; O5 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.PrintArea;O5 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.PrintArea;#J0 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.Rows; J0 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.Rows;J0 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.Rows; J0 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.Rows;J0 Z_FB6D2541_14AF_11D2_A7E7_0000F65A714E_.wvu.Rows;" % >Pre-tax expected long-term nominal rates of investment return: UK equitiesOverseas equities 7.0 to 7.9 8.1 to 8.75PropertyGiltsCorporate bonds$Expected long-term rate of inflation3Post-tax expected long-term nominal rate of return:'Pension business (where no tax applies) Life business%US operations (Jackson National Life)@Expected long-term spread between earned rate and rate credited =to policyholders for single premium deferred annuity business.US 10-year treasury bond rate at end of periodAPre-tax expected long-term nominal rate of return for US equities Hong KongTaiwanChina (note iii)India IndonesiaJapanKoreaMalaysiaUS Operations (Jackson)CProfit for the period attributable to equity holders of the CompanyItems taken directly to equity:4Reserve movements in respect of share-based paymentsTreasury shares:1Unrealised holding losses arising during the year%Total income and expense for the yearAt beginning of yearAt end of yearAssetsTotal )Other non-investment and non-cash assets:Property, plant and equipmentDeferred tax assetsCurrent tax recoverableAccrued investment income Other debtorsRESULTS SUMMARY,European Embedded Value (EEV) Basis Results*Half Year 2006S" The risk premium on equity assets is assumed to follow a log-normal distribution; StochasticRDetails are given below of the key characteristics and calibrations of each model.Y" Interest rates are projected using a two-factor model calibrated to actual market data;S" the risk premium on equity assets is assumed to follow a log-normal distribution;" the corporate bond return is calculated as the return on a zero-coupon bond plus a spread. The spread process is a mean reverting stochastic process; and" property returns are modelled in a similar fashion to corporate bonds, namely as the return on a riskless bond, plus a risk premium, plus a process representative of the change in residual values and the change in value of the call option on rents.CThe rates to which the model has been calibrated are set out below:pMean returns have been derived as the annualised arithmetic average return across all simulations and durations. US Operations Group Total>INSURANCE PRODUCTS - NEW BUSINESS PREMIUMS AND CONTRIBUTIONS *SingleRegularLifeFixed annuitiesFixed index annuitiesVariable annuitiesGuaranteed Investment ContractsGIC - Medium Term NotesIndia (Group's 26% interest)Other.INVESTMENT PRODUCTS - FUNDS UNDER MANAGEMENT * Philippines Singapore (note ii)ThailandVietnamExpected long-term rate of inflationGovernment bond yield Asia total$Weighted risk discount rate (note i)X.X(i) The weighted discount rates for the Asian operations shown above have been determined by weighting each country s discount rates by reference to the EEV basis operating result for new business and the closing value of in-force business.(iii) The assumptions shown are for US dollar denominated business which comprises the larger proportion of the in-force Hong Kong business. (iv) Assumed equity returnshThe EEV basis results have been prepared in accordance with the EEV principles issued by the CFO Forum of European Insurance Companies in May 2004 and expanded by the Additional Guidance on EEV Disclosures published in October 2005. Where appropriate the EEV basis results include the effects of adoption of International Financial Reporting Standards (IFRS). LWith two exceptions, covered business comprises the Group s long-term business operations. The definition of long-term business operations is consistent with previous practice and comprises those contracts falling under the definition of long-term insurance business for regulatory purposes together with, for US operations, contracts that are in substance the same as guaranteed investment contracts (GICs) but do not fall within the technical definition. Under the EEV principles, the results for covered business incorporate the projected margins of attaching internal fund management.^Shareholders' share of actuarial gains and losses on defined benefit pension schemes (note ii)TShareholders' share of actuarial gains and losses on defined benefit pension schemes 30 June 2007 5.8%<Acquisition of subsidiaries, net of cash balances (note iii)ACharge for share-based payments for Prudential schemes (note iii)Exchange movements Related tax0Holding company net borrowings (at market value)L(5)(6) NotesVDeferred acquisition costs and acquired in-force value of long-term business contracts5Changes in operating assets and liabilities (note ii)Other items (note ii)6Profit (loss) from discontinued operations, net of taxThe proportion of surplus allocated to shareholders from the UK with-profits business has been based on the present level of 10%. Future bonus rates have been set at levels which would fully utilise the assets of the with-profits fund over the life of the business in force.498m1,050mTax/Intangible assets attributable to shareholders:Deferred acquisition costs /Intra-group revenue eliminated on consolidation/Intra-group charges eliminated on consolidationDividends per share (in pence)" The corporate bond return is calculated as the return on a zero-coupon bond plus a spread. The spread process is a mean reverting stochastic process; and-Discontinued operations (net of tax) (note M).Acquisition of Egg minority interests (note K)Change in minority interests arising principally from purchase and sale of venture investment companies and property partnerships of the PAC with-profits fund and other consolidated investment fundsTotal (note I)OOperational borrowings attributable to shareholder-financed operations (note J)6Borrowings attributable to with-profits funds (note J)5Profit before tax from continuing operations (note i)YProfit (loss) before tax from discontinued operations (including profit on sale) (note M)Total profit before tax =Costs incurred on purchase of Egg minority interests (note K)6Disposal of Egg, net of cash balances (notes iv and K)Banking (note M)(pence)ANet core structural borrowings of shareholder-financed operationsMCOn 29 January 2007, the Company announced that it had entered into a binding agreement to sell Egg Banking plc to Citi. Under the terms of the agreement, the consideration payable to the Company by Citi was 575m cash,< subject to adjustments to reflect any change in net asset value between 31 December 2006 and completion.5.70pAn interim dividend of 5.70p per share will be paid on 24 September 2007 to shareholders on the register at the close of business on 17 August 2007. A scrip dividend alternative will be offered to shareholders.For the half year 2007 results, as explained in note 2 (a), the expected long-term bond yield has been maintained at 5.5 per cent to be achieved by 31 December 2013. Holding company net borrowingsTotal UK OperationsInvestment properties1Investments accounted for using the equity methodFinancial investments:Loans and receivables7Equity securities and portfolio holdings in unit trustsDebt securitiesOther investments Deposits Cash and cash equivalents Total assetsEquity and liabilitiesEquity LiabilitiesBanking customer accountsGPolicyholder liabilities and unallocated surplus of with-profits funds:)Unallocated surplus of with-profits fundsTotal insurance liabilities"Subordinated debt (other than Egg)Other borrowings: Other non-insurance liabilities:ZNet asset value attributable to unit holders of consolidated unit trusts and similar fundsCurrent tax liabilitiesDeferred tax liabilitiesAccruals and deferred incomeOther creditorsOther liabilitiesHeld for sale liabilitiesTotal liabilitiesTotal equity and liabilities(Net cash flows from operating activitiesENet cash flows from purchases and disposals of property and equipment(Net cash flows from financing activities#Structural borrowings of the Group:Interest paid Interest paid Issues of ordinary share capital New business (note) In force (note)iSimilar considerations apply to corporate tax rate changes in Singapore and China giving rise to a benefit to the value of in-force business at 1 January 2007 of 20m. After grossing up this amount for notional tax, the effect on the pre-tax operating results based on longer-term investment returns for Asian Operations for half year 2007 is a credit of 25m.Central funds borrowings:8Profit before tax represents income net of post-tax transfers to unallocated surplus of with-profits funds before tax attributable to policyholders and unallocated surplus of with-profits funds, unit-linked policies and shareholders' profits. It does not represent profit before tax attributable to shareholders.30 Jun 2006*31 Dec 2006*30 Jun 2007The EEV results for the Group are prepared for 'covered business', as defined by the EEV Principles. Covered business represents the Group's long-term insurance business for which the value of new and in-force contracts is attributable to shareholders. The EEV basis results for the Group's covered business are then combined with the IFRS basis results for the Group s other operations.With two principal exceptions, covered business comprises the Group s long-term business operations. The principal exceptions are for the closed Scottish Amicable Insurance Fund (SAIF) and for the presentational treatment of the financial position of two of the Group s defined benefit pension schemes. A very small amount of UK group pensions business is also not modelled for EEV reporting purposes.30 Jun 2007 30 Jun 2006 31 Dec 2006 = policyholders for single premium deferred annuity businessNotes:8(ii) For traditional business in Taiwan, the economic scenarios used to calculate the half year 2007 EEV basis results continue to reflect the assumption of a phased progression of the bond yields from the current rates applying to the assets held to the long-term expected rates. The projections assume that in the average scenario, the current bond yields of around 2.5 per cent trend towards 5.5 per cent at 31 December 2013 (half year 2006: 2 per cent towards 5.5 per cent at 31 December 2012, full year 2006: 2 per cent towards 5.5 per cent at 31 December 2013). To obtain the mean, an average over all simulations of the accumulated return at the end of the projection period is calculated. The annual average return is then calculated by taking the root of the average accumulated return minus 1.9.112.89.2(v) For Hong Kong, Malaysia, Singapore and Taiwan, bond yields have been used in setting the risk discount rates for half year 2007 reporting. For half year and full year 2006, cash rates were used in setting the risk discount rates for these operations.(b) Stochastic assumptions(a) Deterministic assumptionsThe mean stochastic returns are consistent with the mean deterministic returns for each country. The volatility of equity returns ranges from 18 per cent to 25 per cent, (half year 2006: 18 per cent to 26 per cent, full year 2006: 18 per cent to 25 per cent) and the volatility of government bond yields ranges from 1.4 per cent to 2.5 per cent (half year 2006: 1.2 per cent to 2.2 per cent, full year 2006: 1.4 per cent to 2.5 per cent).@If it had been assumed in preparing the half year 2007 results that interest rates remained at the current level of around 2.5% until 31 December 2008 and the progression period in bond yields was delayed by a year so as to end on 31 December 2014, there would have been a reduction in the Taiwan embedded value of 90m.The analysis of the half year 2006 EEV basis results in this announcement incorporates a reallocation of 41m from the amount shown for the effect of changes in economic assumptions and time value of cost of options and guarantees to the credit for short-term fluctuations in investment returns. The change, which has no effect on operating profit or profit before tax relates to asset related gains for Jackson and has been made to align with the full year 2006 and current presentation.(9)#US Operations - risk discount rates'Asian Operations - economic assumptions Results bases8Operating profit based on longer-term investment returnsTOperating profit from continuing operations based on longer-term investment returns*xThe stochastic cost of guarantees are only of significance for the Hong Kong, Malaysia, Singapore and Taiwan operations.* Excluding Egg's borrowings2Tax attributable to shareholders' profits (note E)?Basic (based on 2,437m, 2,403m and 2,413m shares respectively):eBased on profit from continuing operations attributable to the equity holders of the Company (note F)ADiluted (based on 2,440m, 2,406m and 2,416m shares respectively):'Dividends relating to reporting period:0Dividends declared and paid in reporting period:US Operations:Other Operations +EUROPEAN EMBEDDED VALUE (EEV) BASIS RESULTSTProfit from continuing operations for the period after tax before minority interestsContinuing operationshFrom operating profit, based on longer-term investment returns, after related tax and minority interestsrAdjustment for post-tax effect of changes in economic assumptions and time value of cost of options and guaranteesCBased on profit from continuing operations after minority interests#Average number of shares (millions)+Dividends relating to the reporting period:11.02p4Dividends declared and paid in the reporting period:Current year interim dividendFinal dividend for prior yearTOPERATING PROFIT FROM CONTINUING OPERATIONS BASED ON LONGER-TERM INVESTMENT RETURNS*!Results Analysis by B< usiness Area UK Operations New businessBusiness in force!Broker-dealer and fund managementFund management.Interest payable on core structural borrowings6Charge for share-based payments for Prudential schemes-Actual less expected return on scheme assets*8Gains on changes of assumptions for scheme liabilities**Equity holders of the CompanyNew share capital subscribed>Movement in own shares in respect of share-based payment plansRMovement on ԰Ƶ shares purchased by unit trusts consolidated under IFRSm 8.7 to 9.4449m4TOTAL INSURANCE AND INVESTMENT PRODUCTS NEW BUSINESS, Annual Premium and Contribution EquivalentsProduct SummaryInternal Vesting annuities Direct and Partnership AnnuitiesIntermediated AnnuitiesTotal Individual AnnuitiesEquity ReleaseIndividual PensionsCorporate PensionsUnit Linked BondsWith-Profit Bonds ProtectionOffshore ProductsTotal Retail Retirement Comprising: Net assetsAcquired goodwillOther net liabilities%SUMMARISED CONSOLIDATED BALANCE SHEET8Total assets less liabilities, excluding insurance fundsLess insurance funds:*aPolicyholder liabilities (net of reinsurers share) and unallocated surplus of with-profits funds=Less shareholders accrued interest in the long-term businessTotal net assets$Additional EEV basis retained profith*Including liabilities in respect of insurance products classified as investment contracts under IFRS 4.BASIS OF PREPARATION OF RESULTSThe EEV results for the Group include the results for the covered business on the EEV basis. These results are then combined with the IFRS basis results of the Group s other operations.yThe directors are responsible for the preparation of the supplementary information in accordance with the EEV Principles.ECONOMIC ASSUMPTIONS DeterministicThe tax credit related to discontinued operations, which is all attributable to shareholders, amounted to 19m (half year 2006: 11m; full year 2006: 45m).*On 29 January 2007 the Company announced the agreement to sell Egg Banking plc to Citi. On 15 March 2007 the Company announced the actions necessary to implement the reassessed plans in light of this transaction and additional initiatives. In preparing the 2006 full year results, account was also taken of the effect of expense savings that were expected to arise with some certainty. Without this factor the effect on the full year 2006 results would have been a charge of 44m for the net effect of revised assumptions in line with 2006 unit costs.  M&G: Egg(iii) The assumptions shown are for US dollar denominated business which comprises the largest proportion of the in-force Hong Kong business. The investment return assumptions as derived above are applied to the actual assets held at the valuation date to derive the overall fund-earned rate.?The table below summarises the principal financial assumptions:30 Jun31 Dec20062005%Risk discount rate:In force,Profit from continuing operations before taxUMark to market value movement on Jackson assets backing surplus and required capital*Long-term business operationsOther operationsMPost-tax expected long-term nominal rate of return for the with-profits fund:CThe rates to which the model has been calibrated are set out below.(2006 half year comparative balance sheet2Pre-tax profit (loss) from discontinued operations)Tax attributable to shareholders' profits* Profit before tax represents income net of post-tax transfers to unallocated surplus of with-profits funds, before tax attributable to policyholders and unallocated surplus of with-profits funds, unit-linked policies and shareholders' profits. D!Results analysis by business areaFund management /Interest payable on core structural borrowings (i)The definition of long-term business operations is consistent with previous practice and comprises those contracts falling under the definition of long-term insurance business for regulatory purposes together with, for US Operations, contracts that are in substance the same as guaranteed investment contracts (GICs) but do not fall within the technical definition. Under the EEV Principles, the results for covered business incorporate the projected margins of attaching internal fund management.SOperating profit from continuing operations based on longer-term investment returnsUK insurance operationsAsian operationsZEffect of changes in economic assumptions and time value of cost of options and guaranteesBasic earnings per share q" variable annuity equity and bond returns have been stochastically generated using a regime-switching log-normal model with parameters determined by reference to historical data. The volatility of equity fund returns ranges from 18.6 per cent to 28.1 per cent, depending on risk class, and the volatility of bond funds ranges from 1.4 per cent to 1.7 per cent. [check]The same asset return model, as used in the UK, appropriately calibrated, has been used for the Asian operations. The principal asset classes are government and corporate bonds. Equity holdings are much lower than in the UK whilst property is not held as an investment asset.%SUMMARY CONSOLIDATED INCOME STATEMENTShareholder tax?Based on profit for the period after tax and minority interests" Corporate bond returns are based on Treasury securities plus a spread that has been calibrated to current market conditions and varies by credit quality; andPre-Tax New Business(vii) Basis of preparation of results 5.42pUShort-term fluctuations in investment returns on shareholder-backed business (note i) Half Year 2006 Full Year 2006 30 Jun 2007 31 Dec 2006 30 Jun 2006JacksonXFinance costs: Interest on core structural borrowings of shareholder-financed operations/Less: Tax attributable to policyholders returns)Interim dividend (2007 and 2006) (note G)NUnrealised valuation movements on securities classified as available-for-sale:,Less losses included in the income statement@Total items of income and expense recognised directly in equity +Less gains included in the income statementATotal items of income and expenses recognised directly in equity OUnrealised valuation movements on securities classified as available-for-sale: JAn exception to this general rule is that for countries where long-term fixed interest markets are underdeveloped, investment return assumptions and risk discount rates are based on an assessment of longer-term economic conditions. Except for the countries listed above, this basis is appropriate for the Group s Asian operations. 30 June 2006 5.5%31 December 2005 4.8%The discount rates applied for the Group's UK defined benefit schemes, and reflected in the gains and losses shown above, are as follows:>Core structural borrowings of shareholder-financed operations:PObligations u< nder funding, securities lending and sale and repurchase agreementsM Short-term fluctuations in investment returns on shareholder-backed businessGDeferred acquisition costs (excluding changes taken directly to equity)=Number of issued shares at end of reporting period (millions)Shareholders' equity (note H)*NOTES ON THE UNAUDITED IFRS BASIS RESULTS 5NOTES ON THE UNAUDITED IFRS BASIS RESULTS (CONTINUED)(Experience (losses) gains on liabilitiesAcquisitions and disposals 8.6 to 9.32007Half year 2007Full year 2006 Period ended 30 June 2007Year ended 31 December 2006ROperating loss based on longer-term investment returns for the period of ownership$Net asset value per share (in pence)* Profit before tax represents income net of post-tax transfers to unallocated surplus of with-profits funds, before tax attributable to policyholders and unallocated surplus of with-profits funds, unit-linked policies and shareholders' profits.  Period ended 30 June 2006AInternational Financial Reporting Standards (IFRS) Basis Results*,The tables shown above are provided as an indicative volume measure of transactions undertaken in the reporting period that have the potential to generate profits for shareholders. The amounts shown are not, and not intended to be, reflective of premium income recorded in the IFRS income statement.UK restructuring costs(a) The EEV basis results for 2005 have been derived from the EEV basis results supplement to the Company's statutory accounts for 2005. The supplement included an unqualified audit report from the auditors.The EEV basis embedded value of the Taiwan life operation at 30 June 2006 (31 December 2005) was XXXm ((311)m) with sensitivities to bond rates as follows:(e) Additional analysis of the Group's EEV basis results and sensitivities of these results to alternative assumptions can be found at the Group's website at www.prudential.co.uk or on request.]h A 100 basis point fall in starting bond rates would reduce embedded value by XXXm (108m).ch A 100 basis point increase in starting bond rates would increase embedded value by XXXm (104m)."Analysed as profits (losses) from:Asia development expensesOther operating resultsEThe exceptions are for the closed Scottish Amicable Insurance Fund (SAIF) and in respect of the Group s defined benefit pension schemes. SAIF is closed to new business and the assets and liabilities of the fund are wholly attributable to the policyholders of the fund. As regards the Group s defined benefit pension schemes, the deficits attaching to the Prudential Staff Pension Scheme (PSPS) and Scottish Amicable scheme are excluded. These deficits are partially attributable to the Prudential Assurance Company (PAC) with-profits fund and shareholder-backed long-term business.@Investments of long-term business, banking and other operations:(i) The weighted risk discount rates for the Asian operations shown above have been determined by weighting each country s risk discount rates by reference to the EEV basis operating result for new business and the closing value of in-force business.In determining the EEV basis value of new business written in the period the policies incept, premiums are included in projected cash flows on the same basis of distinguishing annual and single premium business as set out for statutory basis reporting.The presentation of the half year and full year 2006 comparative results has been adjusted to show Egg as a discontinued operation.The amount of (538)m in respect of the disposal of Egg, net of cash balances shown above, represents the net sale proceeds of 527m less cash and cash equivalents of 1,065m held by Egg and transferred on disposal.LThe adjusting items to profit before tax include changes in operating assets and liabilities and other items comprising adjustments in respect of non-cash items, including operational interest receipts and payments, dividend receipts and tax paid. The figure of (767)m for other items at half year 2007 includes (290)m in respect of the profit on sale of Egg, which is included in the cash flows from investing activities in this statement, and tax paid of (361)m. The most significant elements of the adjusting items within changes in operating assets and liabilities are as follows:,Revenue less charges (continuing operations)SAIF is a ring-fenced sub-fund of the Prudential Assurance Company (PAC) long-term fund, established by a Court approved Scheme of Arrangement in October 1997. SAIF is closed to new business and the assets and liabilities of the fund are wholly attributable to the policyholders of the fund. In 2006, a bulk annuity arrangement between SAIF and Prudential Retirement Income Limited (PRIL), a shareholder-owned subsidiary, took place as explained in the notes to the schedule of new business within this announcement. Reflecting the altered economic interest for SAIF policyholders and Prudential shareholders, this arrangement represents a transfer from long-term business of the Group that is not 'covered' to business that is 'covered' with consequential effect on the EEV basis results.(notes iii,iv,v)(a) a 1 per cent increase or decrease in the projected long-term bond yield, (including all consequential changes to investment returns for all classes, market values of fixed interest assets and risk discount rates), is 83m and (134)m respectively; and(b) a 1 per cent increase or decrease in the starting bond rate for the progression to the assumed long-term rate is 92m and (100)m respectively.The premiums for half year and full year 2006 for wholesale annuities for UK Operations include 592m and 560m for a bulk annuity transaction with the Scottish Amicable Insurance Fund (SAIF). SAIF is a closed ring-fenced sub-fund of the PAC long-term fund established by a Court approved Scheme of Arrangement in October 1997, which is solely for the benefit of SAIF policyholders. Shareholders have no interest in the profits of this fund, although they are entitled to investment management fees on this business. The full year 2006 amount is 32m different from the half year 2006 estimate due to refinements to calculations under the reassurance arrangement between the internal funds.3Shareholders equity (excluding minority interests)HBased on EEV basis shareholders equity of 13,412m (10,932m, 11,883m)In most countries, the long-term expected rates of return on investments and risk discount rates are set by reference to period end rates of return on cash or fixed interest securities. This  active basis of assumption setting has been applied in preparing the results of all the Group s UK and US long-term business operations. For the Group s Asian operations, the active basis is appropriate for b< usiness written in Japan, Korea and US dollar denominated business written in Hong Kong. UK OverseasTShort-term fluctuations in investment returns for half year 2006 comparative results0Holding company* cash and short-term investments1* ԰Ƶ and related finance subsidiariesAcquisitions and disposals of subsidiaries shown above include venture fund and other investment subsidiaries of the PAC with-profits fund, as shown in note K. Jackson Central funds_Core structural borrowings of shareholder-financed operations (per consolidated balance sheet):hLess: Holding company** cash and short-term investments (recorded within the consolidated balance sheet)2** ԰Ƶ and related finance subsidiaries<At 30 June 2007, a change to reduce the UK corporate tax rate from 30 per cent to 28 per cent in 2008 had been substantively enacted in the legislative process. Accordingly, the half year 2007 results incorporate the effects of this change in projecting the tax cash flows attaching to in-force business. Under the convention applied for EEV basis reporting, profits are generally determined on a post-tax basis and then grossed up at the prevailing corporate tax rates to derive pre-tax results. The effect of the change in the UK rate is to give rise to a benefit to the value of business in force at 1 January 2007 of 48m. After grossing up this amount for notional tax, the effect on the pre-tax operating results based on longer-term investment returns for UK Insurance Operations for half year 2007 is a credit of 67m. IFRS basis On 1 May 2007, the Company completed the sale. The consideration, net of expenses, was 527m. The reduction from the 575m noted above primarily reflects Egg's post tax operating loss of 49m for the period from 1 January 2007 to the date of sale, as shown in note M.0Cash and cash equivalents at beginning of period=Effect of exchange rate changes on cash and cash equivalents Standard deviations have been calculated by taking the annualised variance of the returns over all the simulations, taking the square root and averaging over all durations in the projection. For bonds the standard deviations relate to the yields on bonds of the average portfolio duration. For equity and property, they relate to the total return on these assets. The standard deviations applied to all periods presented in these statements are as follows:+CONSOLIDATED STATEMENT OF CHANGES IN EQUITY7CONSOLIDATED STATEMENT OF CHANGES IN EQUITY (continued)"SUMMARY CONSOLIDATED BALANCE SHEETqContract liabilities (including amounts in respect of contracts classified as investment contracts under IFRS 4) (SUMMARY CONSOLIDATED CASH FLOW STATEMENT"PAC with-profits fund acquisitionsPAC with-profits fund disposalsThe EEV basis results have been prepared in accordance with the EEV Principles issued by the CFO Forum of European Insurance Companies in May 2004. Where appropriate the EEV basis results include the effects of adoption of International Financial Reporting Standards (IFRS).Asian Operations 1Mark to market value movements on core borrowings@Adjustment for mark to market value movements on core borrowings(ii) [ For traditional business in Taiwan, the economic scenarios used to calculate the half year 2006 EEV basis results reflect the assumption of a phased progression of the bond yields from the current rates to the long-term expected rates. In preparing the half year 2006 EEV basis results the same basis has been applied as was used and disclosed for the full year 2005 results. This basis is that the projections assume that, in the average scenario, the current bond yields of around 2 per cent trend towards 5.5 per cent at 31 December 2012. Allowance is made for the mix of assets in the fund, future investment strategy and the market value depreciation of the bonds as a result of the assumed yield increases. This gives rise to an average assumed Fund Earned Rate that trends from 2.3 per cent to 5.4 per cent in 2013 and falls below 2.3 per cent for seven years due to the depreciation of bond values as yields rise. Thereafter, the Fund Earned Rate fluctuates around a target of 5.9 per cent. This compares to a grading of 3.4 per cent at 31 December 2004 to 5.9 per cent by 31 December 2012 for the 2004 results. Consistent with our EEV methodology, a constant discount rate has been applied to the projected cashflows].$Standard deviationHalf Year 2006 %Corporate bond yield Equities:UKOverseasJackson National Life(1)(2)Economic assumptionsUK Insurance OperationsCExpected long-term spread between earned rate and rate credited to .US 10 year treasury bond rate at end of period%Expected long-term rate of inflation (3)Level of encumbered capitalqThe table below summarises the level of encumbered capital as a percentage of the relevant statutory requirement.9Capital as a percentage of relevant statutory requirement-PRUDENTIAL PLC 2007 UNAUDITED INTERIM RESULTSOther Products DWP RebatesTotal Mature Life and Pensions Total RetailThe mean stochastic returns are consistent with the mean deterministic returns for each country. The volatility of equity returns ranges from 18% to 26%, and the volatility of government bond yields ranges from 1.6% to 8.9%. [check]NOTES ON THE EEV BASIS RESULTS RedemptionsMarket and other Movements*The format of the tables shown above is consistent with the distinction between insurance and investment products as applied for previous financial reporting periods. Products categorised as "insurance" refer to those classified as contracts of long-term insurance business for regulatory reporting purposes, i.e. falling within one of the classes of insurance specified in part II of Schedule 1 to the Regulated Activities Order under FSA regulations.#Earned premiums, net of reinsuranceInvestment income Other income*Total revenue, net of reinsurance (note C)MBenefits and claims and movement in unallocated surplus of with-profits funds1Acquisition costs and other operating expenditureTotal charges (note C)Profit before tax* (note C)*Tax attributable to policyholders' returns7Profit before tax attributable to shareholders (note D)+Profit from continuing operations after taxProfit for the period Retained earningsTranslation reserve%Available-for-sale securities reserveHedging reserveShareholders' equity Total equityReserves$Items recognised directly in equity:3Unrealised holding losses arising during the periodHRelated change in amortisation of deferred income and acquisition costs 'Total income and expense for the period5Reserve movements in respect of share-based payments Change in minority interests arising principally from purchase and sale of venture investment companies and property partnerships of the PAC with-profits fundShare capital and share premiumSTransfer to retained earnings in respect of shares issued in lieu of cash dividendsTreasury shares!Net increase (decrease) in equityAt beginning of periodAt end of periodProfit for the yearLBased on profit (loss) from discontinued operations after minority interests"IFRS basis shareholders reserves Note:qAmounts for deferred tax are determined using the current rate of tax or, where substantively enacted through the legislative process, the prospective rate. Accordingly, the deferred tax amounts for half year 2007 reflect the prospective change for the main UK corporation tax rate from 30 per cent to 28 per cent which is anticipated to be effective from 1 April 2008.mThe PAC with-profits fund acquires a number of venture capital holdings through PPM Capital and M&G in which the Group is deemed to have a controlling interest, in aggregate with, if applicable, other holdings held by, for example, the Prudential Staff Pension Scheme. There were two such acquisitions during the period to 30 June 2007. These were acquisitions for:(8)%Basis of preparation and audit statusBSignificant accounting policiesCSegment disclosure< RevenueUnallocated corporate"Total revenue per income statementnCharges (before income tax attributable to policyholders and unallocated surplus of long-term insurance funds)EOn profit from continuing operations after tax and minority interestsStructural borrowings of with-profits operations relate solely to the 100m 8.5 per cent undated subordinated guaranteed bonds which contribute to the solvency base of the Scottish Amicable Insurance Fund (SAIF), a ring-fenced sub-fund of the PAC with-profits fund. Cash flows on other borrowings of with-profits funds, which principally relate to venture fund investment subsidiaries and other consolidated investment vehicles, are categorised as operating activities in the presentation above.dOn operating profit based on longer-term investment returns after related tax and minority interestsIn most countries, the long-term expected rates of return on investments and risk discount rates are set by reference to period end rates of return on fixed interest securities. This  active basis of assumption setting has been applied in preparing the results of all the Group s UK and US long-term business operations. For the Group s Asian operations, the active basis is appropriate for business written in Japan, Korea and US dollar denominated business written in Hong Kong.9(d) Consistent with prior periods for the Taiwan operation, the projections include an assumption of phased progression of the bond yields of around 2% towards 5.5% at 31 December 2012 as described in the section on economic assumptions of this announcement. This takes into account the effect on bond values of interest rate movements. The principal cause of the 265m charge for the effect of changed economic assumptions is the reduction in short-term earned rates in Taiwan. This reduction has the effect of delaying the emergence of the expected long-term rate. Movement on cash flow hedges$Discontinued operations (net of tax)Profit for the period Dividends Share capital Share premium* Basis of preparationDevelopment expensesOther income and expenditure-Short-term fluctuations in investment returnsM&GAsian OperationsAttributable to:TotalMinority interestsThe most significant equity holdings in the Asian operations are in Hong Kong, Singapore and Malaysia. The mean equity return assumptions for those territories at 30 June 2006 were X.X per cent (30 June 2005: 7.3 per cent, 31 December 2005: 8.6 per cent), X.X per cent (30 June 2005: 9.75 per cent, 31 December 2005: 9.3 per cent) and X.X per cent (30 June 2005: 12.25 per cent, 31 December 2005: 12.8 per cent) respectively. To obtain the mean, an average over all simulations of the accumulated return at the end of the projection period is calculated. The annual average return is then calculated by taking the root of the average accumulated return minus 1.gThe economic assumptions used for the stochastic calculations are consistent with those used for the deterministic calculations described above. Assumptions specific to the stochastic calculations such as the volatilities of asset returns reflect local market conditions and are based on a combination of actual market data, historic market data and an assessment of longer-term economic conditions. Common principles have been adopted across the Group for the stochastic asset models, for example, separate modelling of individual asset classes but with allowance for correlation between the various asset classes.?Non-recourse borrowings of venture fund investment subsidiaries9Subordinated debt of the Scottish Amicable Insurance FundAOther borrowings (predominantly obligations under finance leases);Non-recourse borrowings of consolidated investment vehicles?Disposal of other subsidiaries, net of cash balances (note iii) RedemptionDividends paid TShareholders share of actuarial gains and losses on defined benefit pension schemesvAdjustment for post-tax effect of shareholders' share of actuarial gains and losses on defined benefit pension schemesgConsistent with EEV methodology, a constant discount rate has been applied to the projected cash flows.US Operations (Jackson) The total tax charge of 251m for the half year 2007 (half year 2006: 415m; full year 2006: 1,241m) comprises 37m (half year 2006: 231m; full year 2006: 698m) UK tax and 214m (half year 2006: 184m; full year 2006: 543m) overseas tax. This tax charge comprises tax attributable to policyholders and unallocated surplus of with-profits funds, unit-linked policies and shareholders. The tax charge attributable to shareholders of 253m for the half year 2007 (half year 2006: 253m; full year 2006: 392m) comprises 95m (half year 2006: 106m; full year 2006: 142m) UK tax and 158m (half year 2006: 147m; full year 2006: 250m) overseas tax. The EEV basis results for the 2007 and 2006 half years are unaudited. The 2006 full year results have been derived from the EEV basis results supplement to the Company's statutory accounts for 2006. The supplement included an unqualified audit report from the auditors.715maOperating earnings per share from continuing operations after related tax and minority interests*fThe EEV basis results have been prepared in accordance with the European Embedded Value Principles issued by the CFO Forum of European Insurance Companies in May 2004. The basis of preparation of the statutory IFRS basis results and supplementary IFRS basis information is consistent with that applied for the 2006 full year results and financial statements.* The mark to market value movement on Jackson assets backing surplus and required capital for full year 2006 represents the cumulative adjustment as at 31 December 2006. Long-term business Net assets Acquired goodwillThe risk discount rates at 30 June 2007 for new business and business in force for US Operations reflect weighted rates based on underlying rates of 8.8% for variable annuity business and 5.9% for other business. The increase in the weighted discount rate for business in force from 31 December 2006 of 6.7% to 30 June 2007 of 7.3% reflects the increase in the US 10-year treasury bond rate and the increasing proportion of variable annuity business.The recurrent items that are excluded from operating profit are short-term fluctuations in investment returns, the effects of changes in economic assumptions on shareholders' funds at the start of the period, the change in the time value of the cost of financial options and guarantees attributable to changes in economic circumstances, and actuarial gains and losses on defined benefit pension schemes. (b) Under the EEV basis, the operating profit from new business represents the profitability of new long-term insurance business written in the period, and the operating profit from business in force represents the profitability of business in force at the start of the period. These results are combined with the IFRS basis results of the Group's other operations including banking and fund management business. To the extent applicable, presentation of the EEV profit for the period is consistent with the basis the Group applies for analysis of IFRS basis profits before shareholder taxes between operating and non-operating results. Operating results reflect the underlying results of the Group's continuing operations including longer-term investment returns. Non-operating results include certain recurrent and exceptional items that primarily do not reflect the underlying performance in the period of the Group's conti< nuing operations.7Intangible assets attributable to PAC with-profits fund-Reinsurers' share of policyholder liabilitiesEgg subordinated debt The accounting policies applied by the Group in these condensed consolidated financial statements are the same as those previously applied in the Group's consolidated financial statements for the year ended 31 December 2006.dMovement in market value of derivatives (other than equity-based) used for economic hedging purposes31 December 2006 5.2%Share-based paymentsqThe charge for share-based payments for Prudential schemes is for the SAYE and Group performance-related schemes.(i) (ii))Other non-investment and non-cash assets Investments 8Policyholder liabilities (including unallocated surplus)4Other liabilities (including operational borrowings)+Changes in operating assets and liabilities(iii)(iv) (vi)AOThe results for continuing operations shown above and throughout this announcement exclude those in respect of discontinued banking operations. On 1 May 2007, the Company sold Egg Banking plc. Accordingly, the presentation of the comparative results for half year and full year 2006 has been adjusted from those previously published..The results for continuing operations shown above exclude those in respect of discontinued banking operations. On 1 May 2007, the Company sold Egg Banking plc. Accordingly, the presentation of the comparative results for half year and full year 2006 has been adjusted from those previously published.rThe results for continuing operations shown above exclude those in respect of discontinued banking operations. On 1 May 2007, the Company sold Egg Banking plc. Accordingly, the presentation of the comparative results for half year and full year 2006 has been adjusted from those previously published. Note M shows the detailed results for the discontinued operations.Cash and cash equivalents disposed of were 1,065m. Accordingly, the cash outflow for the Group arising from the disposal of Egg, as shown in the summary consolidated cashflow statement, was 538m.Discontinued operations relate entirely to UK banking operations following the sale on 1 May 2007 of Egg Banking plc to Citi. Note K(i) provides details of the sale of Egg.A* EEV basis operating profit from continuing operations based on longer-term investment returns excludes short-term fluctuations in investment returns, the mark to market value movements on core borrowings, the shareholders' share of actuarial gains and losses on defined benefit pension schemes, the effect of changes in economic assumptions and changes in the time value of cost of options and guarantees arising from changes in economic factors. The amounts for these items are included in total EEV profit. The directors believe that operating profit, as adjusted for these items, better reflects underlying performance. Profit on ordinary activities and basic earnings per share include these items together with actual investment returns. This basis of presentation has been adopted consistently throughout this interim report. m30 Jun 200730 Jun 2006 31 Dec 200630 Jun 200730 Jun 200631 Dec 2006Half Year 2006Half Year 2007Full Year 2006Half Year 2007Half Year 2006Full Year 2006Full Year 2006Half Year 2006Half Year 200730 Jun 200730 Jun 200631 Dec 200630 Jun 2006Full Year 2006Half year 2006Half year 2007xAdjustment from post-tax longer-term investment returns to post-tax actual investment returns (after minority interests)$Net increase in shareholders equityJShareholders equity at beginning of period (excluding minority interests)DShareholders equity at end of period (excluding minority interests)DShareholders' equity at end of period (excluding minority interests)&Representing shareholders' equity for:%Total IFRS basis shareholders' equity!The IFRS basis results for the 2007 and 2006 half years are unaudited. The 2006 full year IFRS basis results have been derived from the 2006 statutory accounts. The auditors have reported on the 2006 statutory accounts which have been delivered to the Registrar of Companies. The auditors' report was (i) unqualified, (ii) did not include reference to any matters to which the auditors drew attention by way of emphasis without qualifying their report and (iii) did not contain a statement under section 237(2) or (3) of the Companies Act 1985.  (pence) Half Year 2007H* The expected rate of return applied for half year 2007 was 5.9 per cent. The shortfall of actual investment returns against expected returns in half year 2007 was due to the decrease in the value of corporate and government bonds which more than offset the increase in the value of equity and property holdings of the schemes.!Profit on sale of Egg Banking plc$On profit on sale of Egg Banking plc2Shareholders' equity, excluding minority interests3Shareholders' equity, excluding minority interests ,Margins on new business premiums (continued)[Previously, the Group has reported supplementary information on the achieved profits basis for its interim and full year financial reporting. The adoption of the EEV basis reporting in place of achieved profits basis reporting reflects developments through the CFO Forum to achieve a better level of consistency and an improved embedded value methodology, and is applied by the major European insurance companies in their financial reporting.](7) Margins on new business premiumsHalf year 2006&New Business Premiums Annual premium equivalent&Present value of New Business Premiums$New Business Margin (APE)(PVNBP) Contribution'New Business Premiums #New Business Margin UK Insurance Operations "New Business Margin Half Year 2007Full Year 2006874m11.72pHalf Year 2007 mFull Year 2006 m 1 Jan 2007 30 June 2007 (notes ii,v) Egg results :On Egg results :$Cash flows from operating activities%Cash flows from investing activities Statutory IFRS basis results >Profit after tax attributable to equity holders of the Company$Supplementary IFRS basis information9Dividends per share declared and paid in reporting period0Dividends per share relating to reporting periodFunds under managementCurian30 June-+INSURANCE PRODUCTS AND INVESTMENT PRODUCTS*Insurance Products *Investment Products *Half Year 2006 m Interim dividend (2007 and 2006)Final dividend (2006)fTaiwan - effect of altered economic assumptions and sensitivity of results to future market conditionsThe sensitivity of the embedded value at 30 June 2007 of the Taiwan operation to altered economic assumptions and future market conditions to:&Present Value of New Business Premiums:Actual less longer-term investment returns for other itemsEGSupplementary analysis of earnings per share from continuing operationsvAdjustment for post-tax shareholders' share of actuarial and other gains and losses on defined benefit pension schemesFDividendGHOther borrowings FBorrowings in respect of short-term fixed income securities programmesJNon-recourse borrowings of investment subsidiaries managed by PPM America +Borrowings in respect of banking operations.Borrowings attributable to with-profits funds I Tax chargeJ ProvisionsKGoodwillFOperational borrowings attributable to shareholder-financed operationsOther Income and ExpenditureEarnings per share (in pence)Total US OperationsTotal Asian OperationsLong-term business"Investment return and other incomeCorporate expenditure:Group Head OfficeAsia Regional Head Office" Property returns are modelled in a similar fashion< to corporate bonds, namely as the return on a riskless bond, plus a risk premium, plus a process representative of the change in residual values and the change in value of the call option on rents.@INTERNATIONAL FINANCIAL REPORTING STANDARDS (IFRS) BASIS RESULTSDiscontinued operations%Acquisition of Egg minority interestsUK Operations:Asian Operations:(NOTES ON THE UNAUDITED EEV BASIS RESULTSThe Group's policy for preparing this interim financial information is to use the accounting policies adopted by the Group in its last consolidated financial statements, as updated by any changes in accounting policies it intends to make in its next consolidated financial statements as a result of new or changed IFRS that are already endorsed by the European Union (EU) and that are applicable or available for early adoption for the next annual financial statements.** The gains on changes of assumptions for scheme liabilities primarily reflect movements in yields on good quality corporate bonds. These yields are used to discount the projected pension scheme benefit payments.RIn respect of acquired subsidiaries for venture fund and other investment purposesMinor presentational adjustments have been made for refinements to the acquisition accounting for intangible assets of venture fund investment subsidiaries of the PAC with-profits fund. These adjustments affect the carrying value of goodwill and other intangible assets, with minor consequential effects on some other balance sheet categories. Shareholders' profit and equity are unaffected by these adjustments.As at 31 December 2006, one venture subsidiary was classified as held for sale; Pharmacia Diagnostics. The sale of this venture subsidiary was completed on 18 January 2007. Total cash consideration received was 179m. Goodwill of 138m and cash and cash equivalents of 22m were disposed of. No other venture subsidiaries were sold during the first half of 2007 or classified as held for sale at 30 June 2007.^Operating profit from continuing operations based on longer-term investment returns (note iv)(Net cash flows from investing activities$Cash flows from financing activities4Net (decrease) increase in cash and cash equivalentsCash movements in equity capital exclude scrip dividends and share capital issued in respect of the acquisition of Egg minority interests in 2006.601meBased on profit (loss) from discontinued operations attributable to the equity holders of the Company 9.6 to 10.6New business contributions represent profits determined by applying the economic and non-economic assumptions applying at the end of the reporting period. Economic assumptions (continued)Wholesale Annuities Credit LifeChannel SummaryDirect and Partnership Intermediated Wholesale Sub-Total Gross Inflows,Shareholder acquisitions and disposals - EggQUnrealised valuation movements on Egg securities classified as available-for-saleAssumed investment returns reflect the expected future returns on the assets held and allocated to the covered business at the valuation date. (notes iv,v)]Long-term business, including post-tax transfers to unallocated surplus of with-profits funds#Total charges per income statement +UK Insurance Operations expense assumptionsdSupplementary analysis of profit from continuing operations before tax attributable to shareholders 7Less: amounts attributable to the PAC with-profits fundAdjustment from post-tax longer-term investment returns to post-tax actual investment returns (after related minority interests)Expected returns on equity and property asset classes are derived by adding a risk premium, also based on the long-term view of Prudential s economists in respect of each territory, to the risk-free rate. In the UK the equity risk premium is X.0 per cent (half year 2005: 3.0 per cent; full year 2005: 4.0 per cent) above risk-free rates. The equity risk premium in the US is X.X per cent (half year 2005: 3.0 per cent, full year 2005: 4.0 per cent). In Asia, equity risk premiums range from X.X per cent to X.X per cent (half year 2005: 2.75 per cent to 5.25 per cent, full year 2005: 3.0 per cent to 5.75 per cent). Assumptions for other asset classes, such as corporate bond spreads, are set consistently as best estimate assumptions.SProfit from continuing operations before tax attributable to shareholders (note iv)(iv)Continuing operations - scopeh A 100 basis point parallel decrease in bond rates with an equivalent adjustment to the risk discount would reduce embedded value by XXXm (174m).h A 100 basis point parallel increase in bond rates with an equivalent adjustment to the risk discount rate would increase embedded value by XXXm (106m).Long-term business Profit before tax*.Profit before tax attributable to shareholdersStandard deviations have been calculated by taking the annualised variance of the returns over all the simulations, taking the square root and averaging over all durations in the projection. For bonds the standard deviations relate to the yields on bonds of the average portfolio duration. For equity and property, they relate to the total return on these assets. The standard deviations applied are as follows:Tax expense (note E)Held for sale assets |In the first half of 2006, the Company acquired the outstanding 21.7 per cent minority interest in Egg, its UK banking business. The Company accounted for the purchase of minority interests using the economic entity method. Accordingly, 167m was charged to retained earnings in 2006 representing the difference between the consideration paid and the share of net assets acquired.e" 71 per cent of the voting equity interest of Orizon AG, an employment hiring agency, in March 2007.Y" 78 per cent of the voting equity interest of Red Funnel, a ferry company, in June 2007.uStructural borrowings of shareholder-financed operations consist of the core debt of the parent company and related finance subsidiaries, Jackson surplus notes and, in 2006, Egg debenture loans. Following the sale of Egg in May 2007, these loans no longer form part of the Group's borrowings. Core debt excludes borrowings to support short-term fixed income securities programmes and non-recourse borrowings of investment subsidiaries of shareholder-financed operations. Cash flows in respect of these borrowings are included within cash flows from operating activities. In June 2007, borrowings of 150m were repaid on maturity.Of the cash and cash equivalents amounts reported above, 377m (half year 2006: 388m; full year 2006: 437m) represents cash and cash equivalents of the parent company and related finance subsidiaries.)Shareholder-financed operations (note v):"With-profits operations (note vi):Equity capital (note vii):6Cash and cash equivalents at end of period (note viii)(v) (viii)100% of EU Minimum235% of Company Action Level5100% of Financial Conglomerates Directive requirement]" Interest rates are projected using a log-normal generator calibrated to actual market data;" corporate bond return< s are based on Treasury securities plus a spread that has been calibrated to current market conditions and varies by credit quality; andxThe stochastic cost of guarantees are only of significance for the Hong Kong, Singapore, Malaysia and Taiwan operations.(4)-In adopting the EEV Principles, the Company has based encumbered capital on its internal targets for economic capital subject to it being at least the local statutory minimum requirements. Economic capital is assessed using internal models, but when applying EEV Principles, no credit is taken for the significant diversification benefits that exist within the Group. For with-profits business written in a segregated life fund, as is the case in the UK and Asia, the capital available in the fund is sufficient to meet the encumbered capital requirements.The half year 2006 EEV basis financial statements included note disclosure which explained that in determining the appropriate expense assumptions account had been taken of the cost synergies that were expected to arise with some certainty from the initiative announced in December 2005 from UK Insurance Operations working more closely with Egg and M&G, and the effect of the end to end review of the UK business which was underway at the time. The disclosure noted that the half year 2006 basis results had been prepared on the same basis as the 2005 full year statements which had disclosed that without the anticipation of the cost synergies there would have been a charge for altered expense assumptions of approximately 55m.The half year 2007 results have been prepared using the same approach. Without the anticipation of expense savings there would have been an additional charge of 28m for the net effect of revised assumptions in line with half year 2007 unit costs.The details shown above for insurance products include contributions for contracts that are classified under IFRS 4 "Insurance Contracts" as not containing significant insurance risk. These products are described as investment contracts or other financial instruments under IFRS. Contracts included in this category are primarily certain unit-linked and similar contracts written in UK Insurance Operations and Guaranteed Investment Contracts and similar funding agreements written in US Operations. Annual premium and contribution equivalents are calculated as the aggregate of regular new business amounts and one tenth of single new business amounts. New business premiums for regular premium products are shown on an annualised basis. Department of Work and Pensions rebate business is classified as single recurrent business. Internal vesting business is classified as new business where the contracts include an open market option.Investment products referred to in the table for funds under management above are unit trust, mutual funds and similar types of retail fund management arrangements. These are unrelated to insurance products that are classified as "investment contracts" under IFRS 4, as described in the preceding paragraph, although similar IFRS recognition and measurement principles apply to the acquisition costs and fees attaching to this type of business. 8Holding company net borrowings at market value comprise:! Mark to market value adjustment EEV basisFor half year 2007, the EEV basis operating profit from continuing operations based on longer-term investment returns before tax of 1,326m includes a credit of 92m that arises from including the benefits, grossed up for notional tax, of altered corporate tax rates for the UK, Singapore and China. Further details are explained in note 7 to the EEV basis supplementary information. New business In force UK equities Overseas equities Property Gilts Corporate bonds* Pension business (where no tax applies) Life businessrThe same asset return model, as used in the UK, appropriately calibrated, has been used for the Asian Operations. (Effect of changes in corporate tax rates?MOVEMENT IN SHAREHOLDERS' EQUITY (excluding minority interests)As regards the Group s defined benefit pension schemes, the surplus or deficit attaching to the Prudential Staff Pension Scheme (PSPS) and Scottish Amicable Pension scheme are excluded from the EEV value of UK Operations and included in the total for Other Operations. The surplus and deficit amounts are partially attributable to the PAC with-profits fund and shareholder-backed long-term business and partially to other parts of the Group. In addition to the IFRS surplus or deficit, the shareholders' 10 per cent share of the PAC with-profits sub-fund's interest in the movement on the financial position of the schemes is recognised for EEV reporting purposes.LAn exception to this general rule is that for countries where long-term fixed interest markets are less established, investment return assumptions and risk discount rates are based on an assessment of longer-term economic conditions. Except for the countries listed above, this basis is appropriate for the Group s Asian Operations.NExpected returns on equity and property asset classes are derived by adding a risk premium, also based on the long-term view of Prudential s economists in respect of each territory, to the risk-free rate. In the UK and the US, the equity risk premium is 4.0 per cent above risk-free rates for all periods for which results are prepared in this report. In Asia, equity risk premiums range from 3.0 per cent to 5.8 per cent for all periods for which results are prepared in this report. Best estimate assumptions for other asset classes, such as corporate bond spreads, are set consistently .The projections for the Fund Earned Rate reflect the same approach as applied for the full year 2006 results with allowance made for the mix of assets in the fund, future investment strategy and further market depreciation of bonds held as a result of assumed future yield increases. The projections for the Fund Earned Rate alter for changes to these factors and the effects of movements in interest rates from period to period. EAfter taking into account current bond yields, the assumption of the phased progression in bond yields and the factors described above, the average assumed Fund Earned Rate remains below 1.2 per cent until 2010 (due to the depreciation of bond values as yields rise) and fluctuates around a target of 5.9 per cent after 2013.iThe mean equity return assumptions for the most significant equity holdings in the Asian Operations were:" Variable annuity equity a< nd bond returns have been stochastically generated using a regime-switching log-normal model with parameters determined by reference to historical data. The volatility of equity fund returns ranges from 19.2 per cent to 28.6 per cent, (half year 2006 and full year 2006: 18.6 per cent to 28.1 per cent) depending on risk class, and the volatility of bond funds ranges from 1.4 per cent to 2.0 per cent for all periods presented in this report.New business margins are shown on two bases, namely the margins by reference to Annual Premium Equivalents (APE) and the Present Value of New Business Premiums (PVNBP). APEs are calculated as the aggregate of regular new business premiums on an annualised basis and one-tenth of single new business premiums. PVNBPs are calculated as equalling single premiums plus the present value of expected premiums of new regular premium business allowing for lapses and other assumptions made in determining the EEV new business contribution.#The results of the acquisitions have been included in the consolidated financial statements of the Group commencing on the respective dates of acquisition. The earnings contributed by these acquisitions to the income statement are insignificant to the half year 2007 results and are reflected in the change in the unallocated surplus of the with-profits fund. Shareholder results are unaffected. Total consideration of 97m was paid in respect of the acquisitions during the period to 30 June 2007. Cash and cash equivalents of 20m were acquired.Consistent with previous reporting practice, the Group analyses its EEV basis results and provides supplementary analysis of IFRS profit before tax attributable to shareholders, so as to distinguish operating profit based on longer-term investment returns from other constituent elements of total profit. On both the EEV and IFRS bases, operating earnings per share are calculated using operating profits from continuing operations based on longer-term investment returns, after tax and minority interests. These profits exclude short-term fluctuations in investment returns and the shareholders' share of actuarial gains and losses on defined benefit pension schemes. Under the EEV basis, where additional profit and loss effects arise, operating profit based on longer-term investment returns also excludes the mark to market value movements on core borrowings and the effect of changes in economic assumptions and changes in the time value of cost of options and guarantees arising from changes in economic factors. After adjusting for related tax and minority interests, the amounts for these items are included in the calculation of basic earnings per share.h ~"ߕ-ٜ} % ; ̞p >'2PNnٴYٵYoB F 6-pTD o vS) B%-eWq #$%''<)++-152&;} F<7 AC>J/IRTU}2[^ _g =` d/gijLj*llnjopsqosazA|| l} S       !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrtuvwxyz{|}~VLA K§Hcc  ;  dMbP?_*+%&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ;XXi4F? `?U} #} .#}  #}  #}  #}  #}  #} 3 #}  #;t@\@@p @@ @ @ @ @ @@@@@@@@ @@|@@@@ " $ %+ % ;, ;< &' (g )- *h++++, -1 ,1 ,1 &///'2|@3u@3p@ + 444, 5a@6Y@6i@ & ///'# 2Ђ@ % # 3@{@ % # 3Ћ@  % %l &7 ///' 2u@3u@3p@ & ///' 2@@3`w@3@ < ===> ?`b@a@r h444,56(bD ?@@@@#2@ % D#3x@ % D#3@  % D &///'2 n@3@R@3@ &///'2@\@3e@3@U@ &///'2@_@3n@3i@ +2444,50q@646M@ 78889#:@@ %D#;@ %D#;,@ %D78889:;; AABBBȮ@@B@ A3ABBBp@@@ CUCDDDD@E@E@ f qg r- sh t AuA 2  3 3i A3A@8@H@B X8><<<<<<<<<<<<<>B @ ! @"|@#@$@%@ &@'@(@)@*@ ,8-@.8/`@0l@1`@2D@3H@4 @5@6l@7x@8@90@:@ CV CCCC Dp@E@E@ !!L" "qg "r- "sh #v# $w$w $? $@g $@h %C%C%x@,@$@&AA' 'qg 'r- 'sh (w(A(fP@g8@g@ )x)A)Ё@g@gȚ@ *y*C*dp@em@e`o@ ,,AAAAAGA-AAAAAGA ..AAAAAGA/FAAAAAGA 0=0>>>>>>>1H 2A2B3HIIIIIII 494:::::::5H 6=688888887H 8C8+9AAAAAAGA :7+:88888888(<>&J<>44<&&&&&&&  8! >@FK @d>:G%3F@9 """&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" =XXi4F? `?B::440022886637  7'  dMbP?_*+%&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 7XXi4F? `?U} #} 3#} !#} #} L#}  #}  #}  #}  #78\8p8@@@ @ @ @ @ @@@@@@@@@@ @@@@ @@8@@ "JJJJKJJJJJJJKJJ 6///'011L///'011&&&&' (g )- *h++++, -1 ,1 ,1 &///'2|@3u@3p@ +444,5a@6Y@6i@ &///'#2Ђ@  %#3@{@  %#3Ћ@  %%l &7 ///' 2u@3u@3p@ & ///' 2@@3`w@3@ < ===> ?`b@a@r h 444, 56(bD ./ ///'# 2@ % # 3x@$ % # 3@ %  &///'2 n@3@R@3@ &///'2@\@3e@3@U@ &///'2@_@3n@3i@ +2444,50q@646M@ .///'#2@@) % D#3@ % D#3,@ % D +7444,560x6@ &///'#2@ %ii#3@ %ii#3@$ % +444,c n@6Ab@Z MNNNO#P@ %ii#Qt@$ %#QJ@ % &///'011 R///'2@3p@3H@ S444,5?6?6? MTTTU#P@ %ii#Qt@ %ii#QJ@ % VWWWXYZZ[///'011 \]\]\-,, ^_`_`_`_ ,122bhȮ@i@iB@D$ l&&>><<<<<<<<<<<<&<<&& @!@"@#@$@%@&8'D@(@)@ *@ +P@,8-@.@/@0@1@2@3@4@ 586, ,H 122b k@j@e@i@ !,!---b!k|@j@i @ "3"122c"k w@j@i@ #.#/00d#k@j$i@p@ $$fefe#$l43333sO@ %##$m̌F@) %##$mX@) %# %a`%_a_anoo &^&_a_anoo 'g'_a_a'@@`z(hihihpqq )8)jkjk$)r433333R@$$$'B$)gffffE@$$$'B#)sV@ %$( *l*mmmn* @Ƣ@ڢ@+o///'011 ,pn,+++,qrs -&-///'011 .R.///' . .= .= /S/444, /t| /u| /j 0708889 0 0v=~ 0Ț@ 1&1///'011 2R2///' 21| 21|~ 2@ 3S3444, 3tj 3u~ 38@ 4w4TTTU 4xj 4y~ 4@5&///'011622<<<<&&<<&&JJJ&JJJ0  6, 16  ><F111@d>:G%3<@9 &C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 7XXi4F? `?*!!## ""37  (     dMbP?_*+%5i&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" >XXi4F? `?U} C} z}  z} {}  |}  }}  }}  ~ @,@@8p88@@ @ @ @ @  @@@@@@@ P@@@@@@@ ,@@@@@ " !"""####!"""####L///'011&&&&' (g )- *h +++, t1 u1 ,1 [///'011 ///'2[@3@a@3p@  444, 5 v@6h@6@z@  ///'# 2|@  % # 3u@  % # 3p@  % %l A ///' 2a@3Y@3i@ v TTTU# PЂ@ % D# Q@{@ % D# QЋ@ %  .7 ///'233 &///'2b@3`@30p@ +444,5i@6j@6|@ &///'#2u@ %*#3u@ %*#3 @ %%l &///'2"@3 @32@ +z444,566  wTTTU#Pu@ %D#Qu@ %D#Qp@ % .///'233 &///'2q@3m@3@ +444,5`j@6_@6s@ &///'#~@ %#pv@ %#3@ %%l &///'2@@36@3I@ +444,566. wTTTU#P@@" %#Q`w@" %#Q@" % .///'233 &///'2*@32@3 @ &///'2V3@V3 f &///'233 R///'2I3G3TD l &>J&<<<&<<<<&<<<<&<<& @!@"@ #@$|@ %@&@'@((@)@*@+@,@ -@.,/01234@78 R ///' 21333B !+!444,!566$ "w"TTTU#"P`b$ %!#"Qa$ %!#"Qr$ %! #Gh#HHHI#J(D $&/$''''3$E@,$ $$$"$#B3$Fx@ $ $$$"$#B3$F@ $ $$$"$#B %&n%///'233 &R&///'&2@3@3<@ 'S'444,'5@6Ȁ@6@ ($(%%%#(L@( %&'#(D@  %&'#(^@( %&' )&o)///')233. *<p*===>*?@@@.@A +h+444,+56(6D ,w,TTTU#,P@ %(+#,Qx@, %(+#,Q@, %(+-<===>?@@ .40.555666 / 0=088888881JJJJJKJJ 27,288888882<<<&<<<<<&&&K @O R S W @Z @_ xk l } @ <( @   @ nP|}| `( $$  ( |, ><F333@d>:G%3<@9C 0002f&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" >XXi4F? `?:22..(($$0037  .!B,1  dMbP?_*+%&~?'Q?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ?XXi4F? `?U} #} f;#}  #}  #}  #.\\88p8@@ @ @ @ @ @@@@@@@@@@@ @@@@@@@@ "///'011///'011 ///'011L///'011L///'011&&&&' (g )- *h+++, -1 ,1 ,1 &///'2@3p@3H@ &///'233 RZ ///' 2@P3 k3pv R ///' 03 R ///' 03@3@ R[ ///' 2&3C3R R ///' 2r3p3x R///' 0|3d3d R///'2@]@3o@3u@ R///'2"@3@3.@ R///'233 ///'2&@3"@3@ .===>??@?@ 1 ~ . 1|~ 3@ I#@ %#@ %#@ % &J///'25@3@3@ MKTTTU!P2@ DD!QZ@ DD!Q5@+ DD &///'011 ///'011 ///'2@3@3@ ///'233 ///'2q@3q@3l@ ///'2@3@3@ ///' 2|3v@3@r@)D@&D%#@ %#@@ %D l&&>><&<<<<<D<<&<<8<&&<&<<D @!@"@#@$@%@&@ '@(@)h@*8+D ,l@-(@ &7 ///' 2@3f@3@@ !&!///'233 "R"///'"2@3ޠ@3@ #R#///'#2e@3e@3e@ $\$///'$2X3X3 %%444,%5o6w6m &L&TTTU6&P2@& $$ %"#%$%B6&QZ@ $$ %"#%$%B~ &Q5@'===>?@@ (<M(===>?@@ )<!)===>)?@@@@@ *<"*===>*?@@f@@`k@+TTTU#+P2@ %)*l#+QZ@+ %)*l#+Q5@ %)*l,L///'011 -"-""""""" <&<<<<&<<HM "    ( %$+ c+ >@KK@d>:G%3K@9* &C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ?XXi4F? `? --37  <D  dMbP?_*+%&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" <XXi4F? `?U} #} >#}  #} #}  #}  #}  #}  #\\p\@@@@ @ @ @  @ @@@@@ @@@@8 " &&&&' 2 3 *4++++, -1 ,1 ,1 .///'2A3kA3ZA &///'233 R///2Xg383P S 444, 5S@6@6@ 7888# |  % # `  % # ;x  %  M  TTTU! P2@  DD ! QZ@X DD " Q5@  DD  & ///' 2^@3@^@3^@ & ///' 2|@3@@3x@ +444,5@6`@6@ &N///'#2@ % #3@ % #3p@ %  + 444,5S@6@6@ M~TTTU#P2@  %u#QZ@ %u#Q5@ %u & ///'011 .c///'233 &///'@ |@`~@ +V444,58@6@6@&///'0110E >><&<<<<<<&&<<0  /$  1 + ><K@d>:G%3<@9% &C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" <XXi4F? `?37  4lP[kX(]  dMbP?_*+% @&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" -XXi4F? `?U} 3!} 3!} f !} !} 3 !}  !} 3!}  !} !} f !} !} 3!} !} !} 3 !} f!}  !} !}  !} !}  !} !}  !} f!} 3 !}  ! @\@\@@@0@@@@ @ @ @ <@ @@@@ @@@@h@\ ; PPP < = <<>  K4LLLLLLLLLLLLLLLLLLLLLLL K4KKKKKKKKKKKKKKKKKKKKKKK6 K.4KKKKLLLLLLLLLLLLLLLLLLL6 CCCCCCCCCCCCCCCCCCCCCCCC K4 KKKKLLLLLLLLLLLLLLLLLLL6  Hy4 HHHHHHHHHHHHHHHHHHHHHHH6  H4HHHHHHHHHHHHHHHHHHHHHHH6CCCCCCCCCCCCCCCCCCCCCCCC I4IIIIIIIIIIIIIIIIIIIIIII  46CCCCCCCCCCCCCCCCCCCCCCCC6 = AB M"NNNNNNNOOOOOO~ @ J4JJJJ6333333333333333CCCCCCCCC J4JJJJ6333333333333333CCCCCCCCC J4JJJJ6 46Df l4FF:F:F:F:F:FF::44>F:F:F:F !L"#8$,%8&8'8(8)8*8+8,8-8.8/808128384858687\8898:8;8<8=8>? 4 DDEEE,!FG !! !! !!,"DEDE "_"` "`" "` " #,##  $,$   $ %F*%   ~ %0@~ % @% ~ %`@ % &F*&FFFFF  ~ &@&~ &@&~ &  @ & '8'     (G*(GGGGG~ (@(~ (0@(~ ( @ ( )G)GGGG~ )G@` ) )) )) )`\ ) *G**GGGGG~ *`@*~ *@*~ * 0@ * +G*+GGGGG~ +@+~ +`}@+~ + |@ + ,G*,GGGGG~ ,@,~ ,@,~ , @ , -G*-GGGGG~ -`s@-~ -@-~ - `s@ - .#8.  /G*/GGGGG~ /@/~ / @/~ / @ / 0G*0GGGGG~ 0 @0~ 0 h@0~ 0 @ 0:1  282  383  4F*4FFFFF~ 4@4~ 4 @4~ 4 @ 4 5F*5FFFFF~ 5І@5~ 50@5~ 5 @ 5 6R86SSSSSSSS  7T*7TUUUUUUU~ 7?7~ 7?7~ 7 ? 7 8*8~ 8@8~ 8@@8~ 8 ~@ 8 9R*9SSSSSSSS~ 9p@9~ 9@9~ 9 @ 9 :*:~ :n@:~ :p@:~ : @ ::;  <8<  =8=  >R8>***********************6?     DlFx|RR~JJ>JJJ>JJJ@ABCDEFGD#H#I#J#K#L#M!N#O#P#Q#R8#S#T#U #V#W#X#Y#Z[7\$7]D7^7_76@      A;6A     6B      CA4C     6D<     E= E&EF=" FF F F FFF FF G" G GzG  GG  G  G G  G G  G/G  GEG  G/G  GoG  GHG  GI HA H H HH^ HH^ H  H H  H H ^ HH^ HH^ HH^ HH^ HH^ H I4I$$$$$$$$$$$$$$%%%%%%%% JH J&&J'(@'@J(~ J'0@J(J '1@'@ J (~ J '@J (~ J'P@J(~ J'0@J(~ J'0@J(~ J'@J(~ J)+@J(~ J'0@ KH K&&K'(@'@K(~ K'0@K(K '1@'@ K (~ K '@K (~ K'@K(~ K'0@K(~ K'@K(~ K'@K(~ K)+@K(~ K'0@ LJ4L(*(***(*******IIIIIIIII MHK M&&M@)@M(~ M'@M(M '@M M (~ M +@M (~ M'@M(~ M'@M(~ M)?M(~ M)@M(~ M)@M(~ M'@ N,L N--N."@.@N/~ N.%@N/N .'@.k@ N /~ N .@N /~ N.@N/~ N.%@N/~ N.@N/~ N.@N/~ N0@N/~ N.%@O1OJ.OJJJJJJJJJJJJJJJJJJJJ6P2]]]]]]]]]]]]]]]]]]]]]Q"3 Q3Q 3 3333  Q3 Q 3  Q3FQ  Q3Q 3 3 R" R3 R3zR  R3R  R 3 R 3R 3 R 3R  R0R  R3ER  R0R  R3oR  R3HR  R3I SC S S\ S\S^ S\S^ S \ S \S \ S \S ^ S\S^ S\S^ S\S^ S\S^ S\S^ S\ TTTT  TTTTTT UH U&4U (@ @U&~ U 0@U&U 1@ @ U &~ U @@U &~ U #@U&~ U 0@U&~ U @U&~ U @U&~ U +@U&~ U 0@ VH V&4V (@ @V&~ V 0@V&V 1@ @ V &~ V @@V &~ V @V&~ V 0@V&~ V @@V&~ V @V&~ V +@V&~ V 0@ WJ4W&4&444&4444444%%%%%%%%% XHK X&4X @ @X&~ X @X&X @  X &~ X @X &~ X @X&~ X @X&~ X ?X&~ X @X&~ X @X&~ X @ Y,L Y5-Y"@@Y-~ Y%@Y-Y '@j@ Y -~ Y P@Y -~ Y@Y-~ Y%@Y-~ Y@Y-~ Y@Y-~ Y@Y-~ Y%@$ZKKKKKKKK   66 6 Z6[8              99\"3 \3\33333 \3 \3 \3F\ \3\33 ] ]3 ]3z] ]3] ] 3 ] 3] 3 ] 3] ]0] ]3E] ]0] ]3o] ]3H] ]3I ^B ^ ^\ ^\^6 ^\^6 ^ \ ^ \^ \ ^ \^ 6 ^\^6 ^\^6 ^\^6 ^\^6 ^\^6 ^\ _4_DNl:H:F:BFFF:xF6:` 7a7b7c7d7e7fh7gt7h7i\7j7kD7lh7m7n7o7p7q7r7s7t7u(7vx7w7x07y7zD7{87|87}h7~h7D7 `H `4`(@4@`~ `0@`` 1@@ ` ~ ` #@` ~ `#@`~ `0@`~ `@`~ `@`~ `+@`~ `0@ aH a4a(@4@@a~ a0@aa 1@@ a ~ a #@a ~ a@a~ a0@a~ a@a~ a@a~ a+@a~ a0@ bJ4b cHK cc@@c~ c@cc @: c :~ c @c ~ c:@c~ c@c~ c?c~ c@c~ c@c~ c@ d,L d;d;"@`}@d,~ d%@d,d '@@j@ d ~ d ;@d ,~ d;@d,~ d%@d,~ d@d,~ d@d,~ d@d,~ d%@6e<<<<<<<<<<<<<<<<<<<<<<<<,f fMf f3Mf f3M,g gg gg g,h h]h h3h h3,i ii6 i\i6 i\ jN4j kH*k~ k$@k<~ k@k<~ k@ lL*l,,~ l0@lM~ lЋ@lM~ l@6m n4n o4o ps4p6qN r4rQQQQQQQQQQQ s4s t4t uL 4uLLLLLLLLLLLLLLLLLLLLLLL6v wQ4wVVVVVVVVVVVVVVVVVVVVVVV6x yWR(yWWWWWW z&z zz zz z,{?? {]{ {{ {,| ||6 |\|6 |\ }&}HHHHHH<<<< }} }3}~ }0@ ~&~HHHHHH<<<< ~~ ~3~~ ~@ F*LLLLLLMMMM~  @~ @~ @DDlF:nnnnFzz:FFF:FFFF:F::vnnvv77,778777777\7\7\7\7787d7\777\7\7\7 7 7 787 7t7 7 7 76 4QQQQQQQQQQQ6 4VVVVVVVVVVVVVVVVVVVVVVV6VVVVVVVVVVVVVVVVVVVVVVVV 4==>>==>> 4QQQQQQQQQQQ 04***********************6>>====>>==>> 4==>>==>> 14***********************6OOPPOOPP .4***********************6OOPPOOPP o4QQQQQQQQQVV6OOPPOOPP 4QQQQQQQQQQQQQQQQQQQQQVV6 ;4==>>==>>6;==>>==>> A4==>>==>>6==>>==>>? $4==>>==>>8?? 648? 46( ~ L&~ @ &~ @ 4D l:F:F:FFF:FF:F:F:F:F:F:P<P<F:P\\ 7 7 7 7 7\77\7D77@78QQQ@\@P@@@8@@D@@@@\@\@S@S@ &~ 2@ &~ 0@ &~ .@66  46 46 94 46 4 4 46 46 = A4aaaaaa6B 46CCCCCCCCCCCCCCCCCCCCCCC 4CCCCCCCCCCCCCCCCCCCCCCC(C R6BSTTTTTTTTTTTTTTTTTTT *  D*C  D*UV 8W = XZ4W8YZZWWWW X\ XX ] ^ : Y_YYD l\\\::F:F:FF:FFF:F:T:F:FP:\\\<T<S@S@S@S@S@S@ S@@S@S@S@S@S@S@ S@@\S@S@S@S@S@ S@S@(@S@S@S@@T@@h@WWWW :  ;  ` a b ` a  ^VVVV         eWWWW ~ @ ~ ]@ ~ v@~ @~ [@~ >@~  w@  7WWWW ~ ª@ ~ "@ ~ v@~ D@~ b@~ D@~ y@  WWWW ~ @ ~ @ ~ X@~ @~ q@~ G@~ @  [[[[ ) @% D  ) @ % D  #ؔ@ %D)@%D)@%D%HyD@ DDd%W@DDd 8WWWWWWWW c  ] ^ : dWWWW :  ;  ` a b ` a  [VVVV         eWWWW ~ d@ ~ W@ ~  @~@ ~ @~ @a@%=;n,<@DDd%." @DDd  7WWWW ~ @ ~ @ ~ 0t@~ @~ `@%*z7D@DDd%@~  @u@  7WWWW ~ L@ ~ 1@ ~ 0@~ ׷@~ 0p@~ E@~  @z@  WWWW ~ @ ~ @ ~ @~  @~ @~ K@~ $@   ) e@% D  ) @ % D  #L@ %()@%D)<@%D~ E@%>S@DDd 8W8W ;4W8;W  XW4W8W 4 t4 46D3l<<<<F<T<PPP@@T@@T@h@4@@@D@@@@@@@@<@@@@@@@@@,@P@,@@@@ =^ A4aaaaaa6B 4 6\\\\\\\\\\\\\\\\\\\\\\\7 6\\\\\\\\\\\\\\\\\\\\\\\78a =_ Z6[[[[[[[[[[[[[[[[[[[[[[[[= 6\\\\\\\\\\\\\\\\\\\\\\\:6CCCCCCCCCCCCCCCCCCCCCCC 6\\\\\\\\\\\\\\\\\\\\\\\76CCCCCCCCCCCCCCCCCCCCCCC {6\\\\\\\\\\\\\\\\\\\\\\\78a |6\\\\\\\\\\\\\\\\\\\\\\\7 6787 =Y _4``````````` (4)))))))))))))))))))))))6 (4***********************6 = ]4[[[[[[[[[[[[[= ^4^^^^^^^^^^^^^^^^^^^^^^^8=]*** = ]\4*******= e4fffffffffff*=    *= ]   *= 6 \6 \  a4%%%%= g&hhhhhhhhhhh22(@33~ 3j = i&jjjjjjjjjjj5Q5j6@Z6~ 6f Dr lT:FHH<VR:H:H<HH<TF:F:TP<TPzzzP@@@@@= g&-------------#2j %l#2X %l#3 %l3#3ʤ %l = i&iiiiiiiiijjjj5(@5b6@6~ 6|@ = c&ddddddddddddddd#5X %#5 %#6X %6#6 % = a4bbbbbbbbbbbbbbbbb?@@@$PP$  b  b% b><7 @d>:G%3<@9   ;&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" -XXi4F? `?rN      ppuusswwyyrrtt66 77 99 >>  """"!!  37   iS/*+  dMbP?_*+% &~?'M&d2?(i4F?)= ףp=?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" !XXi4F??U} O} 6O}  O} O}  O} O} O} O}  O} O} O} } 3} } }  }  } i @ @ @ @l@ @@ @@  @  @  S 0S!  S SS S S SxS S S S S S S S SS S S S N PP  P N PP  P Q} % P  PP RSS q~ qqT q qqT  r rrUP VWW Xk Y YlY Xk Y  Yl Y  Xk  Y  Yl 8P S SSZ@f"@\@\Z_@f@]W@  \ h@N   LL! ]@ DD! ]1@ DD  ]P S7 SSZԪ@f@[]@[3@c  [ h@   ]@   ]]@` ]P ^ ^^_@k@`@`_@k@`@  ` t[@   `_@   `@@  iP V8 WWa@  -Q,bv@b{@ bc@l@ dm@  d@  b c@   dK@  d@  gP % % PPPP Q9  % PPPP aaa s: ssb t; ttb u uuc u uu ddd Xk Y Yl Y Xk Y Yl Y Xk Y Yl e Xk Y Yl e( eee]fghgiiiggjhhh (ailiiiiimjlmm  ax@8@@i q| q|  q| i v@Q@\O@\`@ jnx@\8@\@  az@q@`@j q| q|  q| j vE@\;@\S@ joz@\q@\`@     q@n@@q t| t|  t| ` <@9@M@ q@n@@  #o@ %#@ %#2@ %t  | q|  q| t# na@ % p# t\@ % p# tp@ % pu#n@ %p#t@ %#t2@ %p*otnttttttuntt  pP@>@@V@t q| q|  q| t v@\@\"@ jnP@\>@\@V@  p2@$@5@t q| q|  q| t v@\?\@ jn4@\$@\5@  pZ@A@s@tqE@i@@iP@  i vJ@\B@\X@ jnr@\_@\~@  a@a@j@@x@i q| q|  q| i v,@\5@\C@ jn@a@\j@\@x@  o\@K@`a@t q| q|  q| t n&@t@t,@ un\@tK@t`a@  c@&@jh@\@\"@  j v@\@\$@ jo,@\5@\O@  ai@v@@i~ h@ q|  q| q v6@\B@\K@ jnj@\v@\@  )w@"%D)@"%D){@"%Dr#wG@M %#wC@ %# wR@ %  r) w`o@" % D ) rk@" % D ) r@" % D s)w@"%D)rp@"%D)r[@"%D*jjjaiv\\t\\\jn\\  p[@d@Pp@tqN@iF@iY@  i vQ@\N@\_@ jns@\u@\@  pY@`@m@tq*@i*@i:@  i v7@\:@\H@ jn b@\e@\u@  p `@ d@ d@t q| q|  q| i v*@\0@\0@ jn `@\ d@\ d@Dl0&6lp,8::.D.  S!S" S#S$ S% S& S'S( S) S* S+ S, S-S. S/ S0S1 S2 S3 S4 S5 S6 S7 S8 S9xS: S; S< S= S> S? S  # w0u@ %# |@ %# p@ % r# w@R@  %# rL@" %# r_@" %  r# wZ@ % # rY@ % # rg@ %  s# w`@ %# rp@ %# r@ %*!ptqiii\\\jn\\ " "!"w@& D D!"@& D D!" @& D D"r!"w]@& D D!"rW@& D D!" r i@& D D " r!" w`v@& D D !" rPt@& D D !" r@& D D "s!"wH@& D D!"r@& D D!"rڵ@& D D*#ptqiii\\\jn\\ $ $$pC@@\@$t $q| $q| $ q|$ i$ v@\`@\a@ $j$nC@\@\\@ % %%p.@s@x@%t %q| %q| % q|% i% v?\?@\@Q@ %j%n.@\s@\x@ & &#&w@8 %"%#&d@8 %"%#&O@8 %"%&r#&w]@8 %"%#&rW@8 %"%#& r i@8 %"% & r#& wv@8 %"% #& r@~@8 %"% #& r @8 %"% &s#&w@8 %"%#&r@8 %"%#&r @8 %"%*'ptqiii\\\jn\\ (((ptqiii\\\jn\\ ) ))o@@ޣ@)p)oZ@p@T@pe@ ) p) ok@pf@pz@ )u)o|@p @pz@ * **P@@@*p*o*@p,@p;@ * p* o_@p `@pn@ *j*o@p@p@ + ++pJ@ؘ@@+p +q| +q| + q|+ p+ o@pc@pj@ +j+oJ@pؘ@p@ , ,#,m@/ %)+#,"@/ %)+#,@/ %)+,n#,m]@/ %)+#,nW@/ %)+#, n i@/ %)+ , n#, mu@/ %)+ #, n@}@/ %)+ #, n@/ %)+ ,s#,m@  %)+l#,n@/ %)+#,n@/ %)+*-xpoppppppjopp . ..q `@ d@ d@.i .q| .q| . q|. i. o*@p0@p0@ .j.q `@p d@p d@ /s /ss!/t@ D.D,!/d@, D.D,!/O@, D.D,/u/t]@,D,/uW@D,/ u i@,D, / u!/ tv@, D. D, !/ u@~@, D. D, !/ u @, D. D, /s!/t@, D.D,!/u@/ D.D,!/u @, D.D,*0lllojojjjjjjuojj 1p7(1ppppv\\p\\\jo\\ 2j= 2jj2a0r@s@@2p 2q| 2i| 2 i|2 i2 v=@\?@\@Q@ 2j2o0r@\s@\@ 3j> 3jj3ak@Pr@P@3p 3q| 3i| 3 i|3 i3 v6@\=@\K@ 3j3ok@\Pr@\P@ 4j? 4jj4@@֭@4p 4q| 4i| 4 i|4 i4 vl@\g@\w@ 4j4o@\@\֭@ 5u< 5uu5p@@ @5i5p"@u @u1@ 5 p5 v$@\"@\2@ 5u5oQ@\P@\`b@ 6u@ 6uu6p`@`s@|@6p 6q| 6q| 6 q|6 i6 v*@\?@\G@ 6j6o`@\`s@\|@ 7uA 7uu7p@ u@P{@7p 7q| 7q| 7 q|7 i7 vK@\A@\F@ 7j7o@\ u@\P{@ 8y 8yy#8zª@E %276#8@E %276#8L@E %2768{#8|"@E %276#8{ @E %276#8 {1@E %27 68 {#8 |v@E %27 6#8 {0t@E %27 6#8 {0@E %27 68s#8|D@E %27#8{@E %27#8{׷@E %276*9pppp}}}}~}}}j~}} :v(:vvvi\\\iiiijvii ;w ;ww;3@1@;@;k;h4@]*@]B@ ; k; v6@\.@\C@ ;j;l\@\V@\h@ <w <ww<h@`a@0v@<k<hK@]E@]Y@ < k< vR@\L@\`a@ <j<l~@\v@\(@ =wB =ww=0@&@4@=k=h@T@]K@]@Z@ = k= vT@\L@\Z@ =j=l@u@\ f@\y@ >w >ww>A@&@?@>k>hE@]?@]Q@ > k> vG@\@@\R@ >j>l@f@\@]@\p@ ?y ?y@?J@7@Q@?k?h&@]?]@ ? k? v0@\@\,@ ?j?l@X@\>@\@X@Dl...:..:.:@ SA SB SC SD SE SF S!GD@H IJ!KX@LX@MX@N % OD@P$@Q@R@S@T@U@V,@W @X @Y @Z @[ @\ @] @^ @_ @ @w @ww@R@M@Y@@k@h@\@]Y@]j@ @ k@ v^@\@[@\@k@ @j@l@\~@\@ Aw AwwA"@@@AkAh@@]?@]R@ A kA v@@\?@\R@ AjAl@g@\ g@\ z@ BwF BwwB s@i@Pv@BkBh>@]=@]R@ B kB vN@\H@\[@ BjBl@~@\px@\@ Cy Cy@CO@G@W@CkCha@]R@]`a@ C kC va@\S@\b@ CjCl8@\Pz@\8@ DwC DwwD*@@.@DkDh5@]1@]B@ D kD v6@\2@\B@ DjDl@S@\P@\@`@ Ex Ex?#Em@F %;D6#E8@F %;D6#E@F %;D6En#Em@F %;D6#Enx@F %;D6#E n@F %;D 6E n#E mX@F %;D 6#E n|@F %;D 6#E n@F %;D 6Es#Em@F %;D6#En0@F %;D6#En @F %;D6 Fx8 Fxx'Fy@,D&D8DE'F@ D&D8DE'Fe@ D&D8DEFz'Fy@ D&D8DE'Fz0@"D&D8DE'F z@ D& D8 DE F z'F yؔ@ D& D8 DE 'F z@ D& D8 DE 'F zL@ D& D8 DE Fe'Fy@ D&D8DE'Fz@ D&D8DE'Fz@ D&D8DEG|||||||||| H}DH~ H H I ImI I I I I w I ff I nII J JJ J J J J  J J  J JJ K{ KS~ K@@K~ K_@ Kf~ K8 K  ~ K ps@K ~ K @K L{7 LS Lq|L~ L3@ Lf~ L L  L q|L ~ L 2@L M M^~ M@M^~ M@ M^~ M M ^ ~ M Ȅ@M ^#M z@, %MM M Nx8 NV#N@ %KMNV#N@l@N %KM N#N~N %KM N  #N @N %KM N #N @N %KM N9 O O  P Png&PooooooooooooppppQ Qn&QooooooooooooppppR Rn&Roooooooooooopppp Sn&SooooooooooooppppT Tv&TvvvvvvvvvvvvmmmmU Uk}&UllllllllllllmmmmV W X Y Z [ \ ] ^ _ Dl>"FFBB8BB """"""""` @a @b @c @d @e @f @g @h @` a b c defghn"""" T$  h/   % }/, +/ M  >?@(2TTT@d>:G%3(@=&&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" XXi4F? `?II PPQQ EECC??UURR    SSTT37  <8DN  dMbP?_*+% &~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 0XXi4F? `?U} } u} } L} 3 } }  }  <  @<@h @@@@ @ @ @ @ @@@@@@@@@@@@@@@ @@@  6    +g ,- ,h  1   ~ ߾@~ @~ 9@ |f~ @~ 6@~ @ ~ @~ 0@~ @  # @ %D # `@ %` # @ %D  ~ f~  ~ 5 ~ @    ~  ~  ~ t E~ V~ @V~  f #@" % D# % D#@  %  }f~ @!@7 D D!Z@! D D ~ @~ @d~  |f#@ %D#@ %#p@ %D ~ `o~ y~ d F~ ~ @d@~ @ #o %v #o %#x %v  !}@! DD!@~@ DD!@ DD p~  n@~ A~ @Z #`@ %v # |@7 %v #X@ %v   ~ X@~ |@~ P@DF l ,LLVVVVVVVVVV$ ! "# $%&'()*+,-.J@/ @ 0 @1 @2 @3 @4 @5 @6 @7 @8@9 @:<@;@@  ~ ? ~ ? ~ ? !!#!`@! % D!#! |@ % D!#!X@ % " ##$ %%& &~ &P@&~ &4@&~ &@D@' '~ '@'~ '@`'~ 'z (#(L=@  %&'(#(333332@  %&'%l(#(B@3 %&'%l() **+ +~ +P@+~ +4@+~ +@D@, ,~ ,@,~ ,@`,~ ,z -#-L=@( %+,-#-333332@( %+,%l-#-B@- %+,%l- . /n/ 0 0 1G 11~ 1@1~ 1@ 2 2|2 2|2~ 2P@ 33 33#3Gz@( %12%l3#3p= #1@ %126 4 4 5 5|5 5|5~ 5@ 6~ 6P@6~ 68@6~ 68@ 77#7q= ףp'@3 %5667#7 ףp= &@- %5667#7p= ףp0@7 %566 9{d9{{{{{{ ;zu;888888<~ V$"VV$VV$LLLL$0 8 86- -- >$<<444@d>:G%3<@90 +++&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 0XXi4F? `?2;;99 37 Sheet3   {Z3iy  dMbP?_*+%)R&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" <XXi4F? `?U} L3} } 3} } } } 3} L } } }  {   8   P@     @    @ 8@ 8@  @@  8@  S@ x  ,@ H@           ` @                       ~ X@ X@?# `@x %     Z ~ 5 ~ 5 # 5 %     #  %  H  ~ r~ r r   - K~ ~    #@rc %l#@r % @r  ~ ^@#^@ %  ^@  [ (M@?#H@ %  H@  J #@ %#@\ %# %/b%DD D  b    ~ X@@ $`@\# $` $`!@# DD!? DD# @ %  ~ r #r %# r %  ~ "@ #"@ %# "@ % r~ C# C %   ?]@#@]@  %# @]@ % \\@   B X. 2*w*yi*o[*D @! @" @# t@$ % & @ ' ( ) + 8, - . t@/  0 1 2 @3 4 5 6 @7 8@8 9 : X@; < 8@= > S@? x  ~ &@ # &@! %  # &@! %  ! !~ !? !#!? %!!!#! ?# %!! " ##?h###  -D#?&##@&##@ ###@\& %!#&##z@&##B&## w@&#$ %6%^@x@p@@_;@@p@`@#% @ %%% &&^@% &&& LL&|@&&&k@#&&c#&!&U# D#D%&#&&@#&!&W@& D%D##& p@ %&&' ( ) ++ , - -e- .@ . . . . . . . . . / / / / / / / / / /  00 1 1~ 1|@ 1#1|@1 %11 ~ 1?#1  |@4 %11 2 33 4Z 4~ 4` 4#4`4 %44 4#4 `5 %44 55~ 5@#5@5 %55 5#5 @7 %55 6H6 77~ 77#77 %77 77 87 7<  - 8K8~ 88#88 %88 88 97 9#909 %18"9#909 %7899 0:7 ::~ :ps@:#:ps@: %:: :: ps@;7 ;[ ;;Ca@#;Y@; %;; ;; Y@<7 <L <#<e< %1;#<0p< %9;#<@< %1;/<z< %9;DD4D5<< z>7 = > >>|@>D1>e> $<`>0p> $<`>@> $<`!>4@> D<D1!>?> D<D1#> 5@@ %>>? B XHoR. 2***@ A ,@B H@C D @E F G H I J @K @L @M @N O P @ R T 8U W X PY "Z [ \ ] ^ _  @ @~ @p @#@p@ %@@@#@ pA %@@ A A~ A@ A#A@A %AAA#A @B %AA BB~ B@#B @C %BB Cq C~ Cd C#CdC %CC~ CU#C `oF %CC D EE FF@`o@F#Fo@F %FFF#F o@J %FF GGG@G H II J J~ J"@ J#J"@J %JJJ#J "@K %JJ K K~ K? K#K?K %KKK#K ?M %KK L MM@MMMM -DMn@MMMC@MMMeMMM0pMMM@MMM bMMMSM MM kO MN O6O]@p@H@e@@Z@J@e@#O @P %OO PP@^@PPPP LLP@@PPP@PPPPPP@cPPPPPP@PP!PX@P DODM#P @ %PP R TT U W WaW X@ X X X X X X X X X Y Y Y Y Y Y Y Y Y Y  ZZ [ [~ [P@ [#[P@h %[[ ~ [?#[ X@# %[[ \ ]] ^Z ^~ ^l ^#^lf %^^ ^#^ l[ %^^ __~ _@#_@^ %__ _#_ @^ %__ > 0[*D*@oL. 2**` a 8b 8c d @e f 8g h Si j k ,l Hm n o p q r s t u Lv w hx y z " `M` aa~ a@ja#a@ja %aa aa @j_ a af  - bIb~ b@b#b@b %bb bb @aa c#c`ic %[b"c#c`id %cccc `iba dd~ dR@d#dR@e %dd dd R@c a e[ eeRI@#e:_ %ee ee :d a fJ f#frh %[eD#fSh %ce#f@h %[e/f0w[%ceD_D^ff 0we a g h hhP@fD[hrf $f`hSf $f`h@z $f`!hp@j DfD[!h?w DfD[#h @j %hhi j j~ jx j#jxk %jjj#j xk %jj k k~ k.@ k#k.@p %kkk#k .@l %kk lrl~ lE@#l E@p %ll mq m~ md mmdU`o n oo pp@t@p#pu@t %ppp#p u@t %pp qqqRR@q r ss t t~ t@ t#t@u %ttt#t @u %tt u u~ u u#uw %uuu#u w %uu v w#w@h %puw p@zwww  -Dw@y@zwwrzwwSzww@zw#w`r@y %huwDzww o@f wx y!*y]@p@H@e@@Z@#yJ@z %yy~ ye@#y @h %yy z"z^@y zzz LLzx@zzzp@wzz@_wzz;@wzz@wz!zp@w DwDy#z`@1 %wy#z @w %zz :-*[V*D*P H7  ,   &  (P  z >@KK"""@d>:G%3 F@=Np kkk(O&C&A&?'M&d2?()\(?)zG?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ?XXQ?= ףp=? -- WW 37  U?  dMbP?_*+% &~?'M&d2?(i4F?)Q?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" /XXi4F??U} } } o} 3} 3} f} 3} }  U p@p@@h @@@@ @ @ @ @ @@@@@@@@@@@@D@@@@@@@  )  5 6 7    1 # j, ~ @~ @~ @ b ~  @ ! @  T  U ~ @ # @ % l # @ %  # @ %       ~ @  @|V ~ @ k~ D@~ @@~ ?@ *#@ % l#@  % #@  %  $"c@6 D D!@ DD ![@( DD  O%O &~ L@~ Џ@~ @ ~ @~ ԑ@~ @ '~ @~ pz@~ @ (~ t@~ s@~ @y@ )~ @~ @~ @ *~ @~ @~ p@ $#@# %#@# %#.@ % r  ~ @~ @~ M@ ~ ,@~ @~ @  ~ A@~ @~ @ ~ v@~ p@~ B@D l&NN&$`m$iV"VLLLVLLL"L @!@"@#@$D@%@&'D@(@ ),@*@+@,@-@.@/@0@1@2@3@4@5@6@7@8@9@:@;@<@=@>@?@ ~ 0@ ~ @ ~ p@ !~ !Q@!~ !@!~ !@ "~ "_@"~ "@"~ "O@# #$###(A( %"D###_A( %"###eA %"$$ %%~ %q@%~ %W@%~ %|@ &&~ &@&~ &@&~ &ϳ@' ( (3(I A D#DDD&D%(3(O A#D#DDD&D%(3(@n A5D#DDD&D%) ** + ,, -W~ -@-~ -@-~ -p@ .~ .W@.~ .X@.~ .`@ / /#/p@= %-./#/@Q %-./#/@Q %-.0 11 2 2|2~ 2@2~ 2@33 4O4OO5 55O~ 58A5~ 5xMA5'5#A=@=p26 6O6O~ 6@666@q46~ 6@78 88#8xAO %5788#8AO %578#8A= %5799 :R: ;;~ ;P@;~ ;@;~ ;@< <C< ~ <Ȍ@<~ <@<~ <Ȑ@ =#=ڢ@Q %;<6=#=@/ %;<6=#=h@? %;<> >> >|>~ >0|@>~ >0|@? ?s?#?ڢ@N %=>D?#?D@N %=>?#?@O %=>DD| lLLLVV""LL"L&}s$V``@@A@B@C@D@E@F@G@H@I@J@K@L@M@N@O@P@Q@ R @S @T @@ AAB BtB~ BZ@B~ Bj@B~ B@C CuC~ C@C~ C@C~ C@ DDDE ES~ E@E~ E(@E~ E@F F~ F@F~ F\@F~ FX@G G~ G$@G~ G@@G~ G\@H H~ HP@H~ H4@H~ HT@I I~ I}@I~ I}@I~ I(@J J~ J@J~ JP@J~ Jؕ@K K~ Kw@K~ Kw@K~ K}@L L~ L@L~ L@L~ LЙ@M M M|M M|M~ M0x@N NN#N,@8 %EMlN#NI@8 %EMN#N@8 %EME O O3O( A DND=D8DBDCO?OA/)DND=D8D2D>DBDCO9O A/#DND8D2D?DBDC P Q Q!QI A? DOD/Q!QO A? DOD/Q!Q@n A,\ DOD/ R S T.;&``*VVVVVVVVVH  !( \w= 8N O Q ><<@d>:G%3 <@9 &C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" .XXi4F? `?37 Sheet332  $PG*V  dMbP?_*+% &~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLe      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{tter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 0XXi4F? `?U} 3} } g}  } } }     \@@h@@ @ @ @ @ @@@@@@@@@@@@@@@@@@@   9 8 :  22  1 _1 r   }v ff@@Z@ w k@Fb }x ff# @  %l @.@ c  q@@R@/ @z@ 4p d    n/ q B1   # }@  % # p@  % # B@ %  s   aq#a e" yc4 X@S.@Q zЀuu c@T@\@  # %#g %#Y  %       b ZZi  c""   ??.@ `e@p0t  #z  %D#Pw  %D#P %D Do l 4:88YaeK****((44*444 @!@"@# `$@ %,@& @'h@(8@)@*@+@,\-L@.@/@0@1@2@3@4@5@6@7H@8@9 @:;d<`@=\>@?`@ ' X$D DD' ^@3D DD' Ę@$D DD !!ϳ@@@ " ""0EY # $ $#$@3 % "#$@ % "#$ϳ@3 % "% &a&' (  ((ffff) *!! *w*ffff +!K +9 +8 +: ,! , , ,_ -! -U-Pq|x .! .".Hd@ /! /#/t 0! 0$0 @ @r@ 1! 1%1@S@2!3 3&3#3q@_ %-2#3@R@$ %-1"#3@z@ %-14 5!' 556! 7!( 7v78! 9 99ffff :  ;!) ;;ffff<! =!; ==>! ? ??ffffDl*8"..::88888.....@@A@B @I @J @K @L @M @N @O @[ @] @^ @_ @@ABI J K L M N O [ ] ^       _         g @h @i @j @k @l @m @n @o @p @q @r @s @t @u @v @w @x@y @z @{ @| @} @~ @,@ghijklmnopqrstuvwxyz{|}~6 @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @,H|0N   5  3 >!<<***@d>:G%3 <@9!"""&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 0XXi4F? `?j 55?? 77AA,,**((99;;==37 Sheet31  8-G'^& #~&'  dMbP?_*+% &~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 6XXi4F? `?U} } G} } } f} L} } f} f} 3 } 3 }  }  }  }  - 8@@ @@ @t|@@  @ @ 8@ 8@\@@@@@@@@\ @@@@@@  . X,. * *. ,. O    * .  , 88  *   ; < =   1 1  ,            ~ :@~ ~@~ @       ~ P@~ 0@~ @       ~ V@~ Q@~ C@   l    ~ a~ @a~ q   #@ %p#`@ %p#@! %p .     ,   `,      ~ f~ (~ h      ~ }~ `v~        ~ Z~ 0~ `   m    ~ a@~ @a@~ q@   #@" %# 4 %#@ % .   D l"2>2J2>2(J2>Jpp>||||2>>|||| @!@"@#@$<`%@&@'@(@)@*,@+@,@-@.@ /@0`@1@2@3@4@5@6@7@8@9@:@;@<@=@>@?@ x,     !  !   !!@" DD!!!`@" DD!!!̟@" DD!  "  "   !"`i@# DD"!"d@# DD"!"q@# DD"  # #!# 1% DD#!!#!K@% DD#!!#!@X% DD# .$    %} %#%@' %!#U%#%@' %!#%#%Z@' %!#%  & &~ & @&!~ &!@d&!~ &!&  '  '   #'@) %%&D'#'@) %%&D'#'p@) %%&D'  (' (~ ( o(!~ (!o(!~ (!x(  ) )   #)}@. %'()#)@~@. %'()#)@. %'() .*       +,+      , { ,  ~ , n@, ~ ,A,~ ,@Z, .- .% .%##!.&`@ D,D).'!.' |@! D,D).'!.'X@ D,D). ./       0(,0.1.2ffffffffK.3.4D l>2||2>|22>2222@@A@B@C@D@E@F@G@H@I@J@K@L@M@N@O@P@Q@R@S@T@U@V@W@X@Y@Z@[@\@]@^@_@Dl`@a@b@c@d@e@f@g@h@i@j@k@l@m@n@o@p@q@r@s@t@u@v@w@x@y@z@{@|@}@~@@Dl@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@Dl@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@Dl@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@Dl@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@Dl@@@@@@@@@ @ @ @ @ @@@@@@@@@@@@@@@@@@@Dl @!@"@#@$@%@&@'@(@)@*@+@,@$3 "! -. ><<)))@d>:G%3 <@9   &C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 6XXi4F? `?:  22%%0037 Sheet311  (3@M9SW ]]  dMbP?_*+%&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ,XXi4F? `?U} } v} f} } } 3} L} f} }  @ 8@ @ h@    h  \ \ @ @ @ @ @ @ t@ @ 8@ @ @ @ @ @ @ @ @ @ @ @ @ 8@  Y () ()*  +@+ ,?, -> .* / 10 1      0 ~ `o@ ~ i@ ~ @@   ~ a@ ~ Y@ ~ i@  $ # px@ %  # s@ %  # @ %   7   D~ @k@~ k@~ x@  ~ "@~  @~ 2@  z~ ~ ~    $# l@6 %l#`l@ %#y@ %    ~ S@~ V@~ g@  +~ @@~ 6@~ I@  ~ ~ ~ .  $#Y@6 %*#Y@ %*#l@ %    ~ E@~ @@~ M@  ,~ V~ @V~  f    ~ I~ G~ T  ~ 1~ 3~ B  Y~ ~ ~ $  $#] %#_! %*#o! %*  DZ l  0L`".``.```.```.``.``` @! @" @# @$ @% @ & @' (@( \@ ) @* t@+ h@, \@- t@. @ / @0 (@1 \@ 2 P@3 t@4 @5 @6 @7 @8 @9 @: @; @< = @> @? @ 5h 6~  ~ & ~ C  !!~ !Ȃ@!3! @ D DDDD !3!h@%D DDDD !  ">"~ "8@"~ "C@"~ "`c@"  #U#~ #Y@#~ #i@#~ #d@# $$  %"%#%@ % $%#%@. %!$%#%p@% %!$"% &&  '  'T'++,,-'  ( (/(/ (0(0 (1(  ))) * *~ *B@*2~ *@W@*3~ *A@* + +~ +9@+2~ +"@+3~ +4@+  ,,~ ,$,2~ ,B,3~ ,`@ --~ -;-2~ -;-3~ -@- .#.8@4e %*-D.8#.C@. %*-D.9#.`c@. %*-D.  /;;+;,;-  0! 0V0++,,-0  1 1/1/ 1010 111 22  33~ 3@f32~ 3L33~ 3c@3  4Z4~ 4 42~ 443~ 42@4  55~ 5|@52~ 5@53~ 5ps@ 6<<~ 6@q@6=#6P@  %35D6>#6P~@8 %35D6  77~ 7e77~ 7 v7:~ 7s7  8#8Y@  %6784#8i@8 %6784#8d@8 %678  977:::  :R:  ;;  <Q< =W=77:::  >>77:::  ? ?O?77:::  D l```"":V.``Vh :V"``Vh ,,,**@ @A @B @C @D \E \F @G H I J K L M N O PQRSTUVWXYZ[\]^_@ @P@77:::  A77:::  B5' BB77:::  CC77:::  DD  E5 EEE  F-F------F  G@ H@ I@ J@ K@ L@ M@ N@ O@ P@ Q@ R@ S@ T@ U@ V@ W@ X@ Y@ Z@ [@ \@ ]@ ^@ _@Dl4 8*:.`abcdefghijklmnopqrstuvwxyz{|}~ `@ a@ b@ c@ d@ e@ f@ g@ h@ i@ j@ k@ l@ m@ n@ o@ p@ q@ r@ s@ t@ u@ v@ w@ x@ y@ z@ {@ |@ }@ ~@ @D@l\\\\\\\\ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @AA                (                 (                 (                 (                 (                 (                 Dl ,,,,,\(                 @0(  !  %  . >9<<FFF@d>:G%3 <@99PPP&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ,XXi4F? `?"!!;;FF::37  ?*iDu   dMbP?_*+% &~?'\.?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" *XXi4F? `?U} } } L} f}  } L }  }  }  }  } }  ?   @ @ @ @ @ @ @ @ @ @ 0@   @  L  " J@ @ @ @ 0@ @ @ @ \@ @ @ @ @  @ B  @C   Y C   C   @ :   :                                C +Q + ,? , -@ {  y z P / 1| 1 1| |   ;}  ~ x@~ ,@~ $@ -~ $@~ 1@~ ~@ ~ @~ 8@~ ~@ #gfffff3@ %D#4@ %D#?D@ %D C\   C\   @ \   @\   \   \   AD BE 7     F HG H1   C   C~ ^@~ @^@~ ^@   C~ |@~ @@~ x@   C~ @~ `@~ @   I#@g %D#@2 %D#p@9 %"      DB l" , 64(44(ft*lll&(6(6Lr&nnn @! @" @# @$ @% @& @' d@ ( ) * @+ @, @- @. @/ @0 @1 @2 @ 3 @4 @5 @6 @7 @8 @9 @ : @> @  +      ! !} !!F !H!G !H! !  ""||" "  #~ #@#~ #@#~ #j@# #  $$5~ $_@$~ $`@$~ $_@$ $  %#%ڢ@' %#$l%#%@% %#$%#%h@' %#$% %  &~ & (& ~ & &~ & |& &  '}'K#'@ %%&'#'И@% %%&'#'T@' %%&' '  ( )) **+ *D* *C * *  + + +1+F +H+G +H + +  ,@C ,  -- -  .~ .@.~ .p@.~ .@ . .  /~ /@/~ /x@/~ /8@ / /  0~ 00~ 0@0~ 0@ 0 0  1~ 10@1~ 10@1J~ 1.@ 1 1  2 2K`#2LZ@9 %.1D2M#2Nj@ %.1D2N#2N@9 %.1D 2 2  33????? 3  44????? 4  55~ 5O@5?~ 5R|@5P~ 5Q@5 5  6~ 6O@6?~ 6R@6R~ 6RH@6 6  7~ 7OY@7?~ 7RY@7R~ 7RY@7 7  8585~ 8S@Z@8T~ 8U@Q@8U~ 8U@Q@8 8  9I9K#9L@2 %58D9#9N@2 %58D9N#9N@ %58D9V 9  :@C????? :  ><~ Vr<dndZv*4hhhh.2nddn($ '% (' ><<@d>:G%3<@91)))&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" ,XXi4F? `?B>> ))37 Sheet343  7  dMbP?_*+% &~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 3XXi4F? `?U} } } 3P}  }  }  }  }  }  }  }  } }  7  @ @ @ @   P     t   \    \   h L P@ L@ @ ,@ @ @ @ P@ @ @ Y @ [      -      @     W   WXXXXXXXX    @     @   @    @  @ .  @  !    [     [   YY      [   [[   YY      [     ]]]]]YYYZ '    ^ ^ ] %   YYYY OOOOOOOOOO[ Dl  @@(<(<(:&:&@(<(<<(<62@(. h@! @" h@# h@$ h@% h@& h@' h@( h@) h@* h+ @, @- @. @/ @ 0 @1 @2 @3 @4 @5 @6 @ -~ - OOOOOOO[ ! !G !{F ! E! ! \\ " "% " "" " \\ #&#!"" # \\ $ $p$!"" $ \\ % %b %%#Q$F$c% % \\ & & &&cu$@& & \\ ' 'S ''# r@uu' ' \\ ($ ($ ($#(&k@/ %%'('F'b( ( \\ )i) )`)!"$ ) \\ * *q*!"$ * \J + +b ++#3@$&@$G@+ + \\ , , ,,cu$, , \\ - -T --uu- - \\ .$ .$ .$.&3@'&@'F@. . \\ /e/!/( n@i D.D(/)A+@Z/ / \\ 00\ 1{/18888888 2 \\ 3 \\ 4 \\ 5 \\ 6 \\ 2:VV6>^^\}J@^^\\s&./( \,/ >@FK @d>:G%3<@=&C&A&~?'M&d2?(i4F?)M&d2?M\\LNGOVPAPP05\PA116982 dXXLetter.HP LaserJet 8000 Series PCL 62)xe.DA:36XpFdĸ_""^y UI9K#‚ Xx/be~Z|ﮮe@ml&0$c;iAb!$%=(+A!)< dy]mW={*}d&\qR8#I+vH>H/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 1XXi4F? `?Z    1137  (cSyq  dMbP?_*+%6r &C&8Page &P&xH/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 5 `?x 8? 8   !! !  @@ "" " @@ ## $$ $ @P@ %% %  %  && & @@ '' ' @z@y@ (( ( @~@ )) ) q@ r@ * * + + + @0@ , , ,  @@ - - .. // /  @@ 00 0 @@ 1 1 22 2 ?? 33 3 @{@ 44 4 @@@ 55 5 k@n@ 6 717 8 88 8  8 9 9 9 9 9 9 9 9 9E 9 F 9 G 9 H 9 I: : : : : : : : : :  :  :  : ;N;X@X@X@X@X@X@X@X@X@X@X@X@ < < < < < < < < < <  <  <  <  == >> ?? Dl l0BB0BHBBBB0BB00BB0BBBB$0P\00@ 8A 8B 8C 8D 8E ,F ,G ,H ,I ,J ,K ,L ,M ,N ,O ,P ,Q ,R ,S ,T ,U ,V ,W ,X ,Y ,Z ,[ ,\ ,] 8^ 8_ 8 @J@ AKA BLB C D E EE E  E F F F F F F F F FE F F F G F H F IG G G G G G G G G G  G  G  G HNHT@T@T@T@T@T@T@T@T@T@T@T@ I I I I I I I I I I  I  I  I  JJ KNK$@`}@0@2@~@@@@0@@8@+@/@ LNL$@@0@2@~@@@@@0@Ȅ@@+@/@ MJM NKNN@@@@@@@@@@@ OLNO@~@$@*@`e@P{@@%@@@@#@ P Q QQ Q  Q R R R R R R R R RE R F R G R H R IS S S S S S S S S S  S  S  S TNTT@T@T@T@T@T@T@T@T@T@T@T@ U U U U U U U U U U  U  U  U  VV WNW(@p@0@1@@@`@0@@"@+@0@ XNX(@8@0@1@@@"@0@@@`@+@0@ YJY ZKNZ@@@@@@@?@@@ [LN["@~@%@'@f@ @@%@@@@%@ \ ] ]M] ] M] ] M^ ^{^ ^ {^ ^ _ __ _ _ ~ _ T@D l000$$P\0``0``$P\0``0``$XX` 8a 8b 8c 8d ,e 8f g h i j tk ,l ,m 4n ,o 8p 8q (@r ,s ,t ,u 8v ,w ,x ,y ,z \@{ @| @} ,~ , ,` `` ` ` `  aNa bb bOb ~ b `@b ~ b @ cc cOc ~ c @c ~ c @@ d eae f)Pf)))))))))))) g h)h)))))))))))) i jQj k lRl m)m)))))))))))) n o/o p q)q)))))))))))) r s0s t u0u v1v w x2x y z)3z)))))))))))) { |)4|)))))))))))) } ~5~  DtlX0dd$00$0$0$00$0$0$0$00$0$0$0$0 , , 8@   , , , , , , , 8 , , @@@8H@,,,@,\@\@,P@ 6 )))))))))))))    L ~ @  ~ @   ~ 2@  ~ 0@  ~ .@   ))))))))))))) )4)))))))))))) 1 )5))))))))))))  ))))))))))))) 46 ^i46 ^46 4Dl0$000<<0<<<$00$0$000$0$0$F:F:F:, @,@\|@,,@@@@@6 4************6 ^f4************6 4************6 j4************6 l4VVVVVVVVVVVVVVVVVVVVVV m4\\\\\\\\\\\\ 4\\\\\\\\\\\\ 4\\\\\\\\\\\\ k4\\\\\\\\\\\\ :F:F:F:F:FFFF>dd%%%@d>:G%3K@y@ %%%6r &C&8Page &P&xH/$_R6\prZs(tB] A /Hb Coބ'|`, 519;Jӿv&S=J=ċX7 '\Y9KȑA!nU|H뒻?DN" 5 `?x?ABCDEFGHIJKLMNOQRSTUVWXYZ[\]^_abcdefghijklmnopqrstuvwxyz{|}~+VJ#xME (SLSS<N0{00020819-0000-0000-C000-000000000046}8(%H xAttribute VB_Name = "ThisWorkbook" Bas0{00020P819-0C$0046} |GlobalSpacFalse dCreatablPredeclaIdTru BExposeTemplateDerivBustomizD2 +VI#xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%H xAttribute VB_Name = "She@et3" Bast0{00020820- C$0046} |Global!SpacFalse dCreatablPre declaIdTru BExposeTemplateDeriv$Bustom izD2 +Vr#xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%H xAttribute VB_Name = "Sheet332"  Bas|0{00020820-; C$0046} |GlobalSpac False dCr@eatablPredeclaDIdTru BE xposeTemplateDeriv$Bust0omizD2 +V#xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%H xAttribute VB_Name = "Sheet31" Basx0{00020820- C$0046} |GlobaBlSpacFalse dCre atablPr@edeclaI"dTru BExposeTemplateDer iv$BustomizD2 Sheet311@Sheet343P_VBA_PROJECT`V dir:+VAJ#xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%H xAttribute VB_Name = "Sheet311"  Bas|0{00020820-; C$0046} |GlobalSpac False dCr@eatablPredeclaDIdTru BE xposeTemplateDeriv$Bust0omizD2 +V'#xME (SLSS<N0{00020820-0000-0000-C000-000000000046}8(%H xAttribute VB_Name = "Sheet343"  Bas|0{00020820-; C$0046} |GlobalSpac False dCr@eatablPredeclaDIdTru BE xposeTemplateDeriv$Bust0omizD2 ay  *\G{000204EF-0000-0000-C000-000000000046}#4.0#9#c:\PROGRA~1\COMMON~1\MICROS~1\VBA\VBA6\VBE6.DLL#Visual Basic For Applications*\G{00020813-0000-0000-C000-000000000046}#1.5#0#c:\Program Files\Microsoft\Office2003\OFFICE11\EXCEL.EXE#Microsoft Excel 11.0 Object Library*\G{00020430-0000-0000-C000-000000000046}#2.0#0#C:\WINNT\System32\stdole2.tlb#OLE Automation*\G{0D452EE1-E08F-101A-852E-02608C4D0BB4}#2.0#0#C:\WINNT\system32\FM20.DLL#Microsoft Forms 2.0 Object Library*\G{41C5B8C1-ED71-4710-9E09-83893995D165}#2.0#0#C:\TEMP\VBE\MSForms.exd#Microsoft Forms 2.0 Object Library.E .`M *\G{2DF8D04C-5BFA-101B-BDE5-00AA0044DE52}#2.3#0#C:\APPS\OFFICE97\Office\MSO97.DLL#Microsoft Office 8.0 Object Library   D VThisWorkbook0147ef6111ThisWorkbookJ1 Sheet30247ef6111 Sheet3I1Sheet3320347ef6111Sheet332r01Sheet310447ef6111Sheet31H1Sheet3110547ef6111Sheet311AJ`1Sheet3430647ef6111!Sheet343'x1x0`H:딌أFQ"I}Q_=YUDX3QT?@}N19#@,l bh++Dޢ{h9G0}ZUQAgvP&Excel+VBAWin16~Win32MacVBA6# VBAProjectstdole`MSFormsCOfficeu ThisWorkbook| _EvaluateSheet3Sheet332e)Sheet31kPSheet311)Sheet343) Sheet3111111-Workbookk Worksheet! l60* pHd VBAProject4@j = r  D J< rstdole>stdole f%\*\G{00020430-C 0046}#2.0#0#C:\WINNT\System32\c2.tlb#OLE Automation#^MSForms>!SFEr ms3DD452EE1-E08F-101A-8-02608C4D0BB4DsDFM20.DLL#Microsoft E9 \ Ob Library/;C1s00}#0#j0jA41C5B8C6D71-4710-9E09-8389399 5D1656TEMP\VBE\DMp.exd`5.E .`M AACOfficDOA@ficB u*2DF8D04C-5BFAaB-BDE5@CAA@42*APPS\OFFICE97\-O97b 8..0 c"VThisWorkbo okG T"h-sWkbok 2 HB11BE,!J"B+BSheetT3GS@#ePtu@H2N I  32G(32i2rarkvc1Gv125f1-1'11/aaAJu64;m4b